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Coastline Bank · Term deposit · 1 term
LiveI51 Gold Mbr Ftd 12 Mths
The Coastline Bank I51 Gold Mbr Ftd 12 Mths pays up to 5.25% p.a. as of 18 September 2026, over a 12-month term, 45th of 590 12-month deposits tracked by BankMate. Interest is paid annually or monthly, from a $5,000 deposit. Its rates last changed on 2 June 2026.
5.25%p.a. · 1 year
interest annually or monthly; from $5,000
Rates over time
Best rate per term- 1 year
- RBA cash rate
- Market average · 12-month deposits
Changes
2 changes since 11 Apr 2026- I51 Gold Mbr Ftd 12 Mths · 9 terms up 0.1027 days after the RBA rise to 4.35%+0.10
- 12-month 5.15 → 5.25
- 12-month 5.15 → 5.25
- 12-month 5.15 → 5.25
- 12-month 5.05 → 5.15
- 12-month 5.05 → 5.15
- 12-month 5.05 → 5.15
- 12-month 4.95 → 5.05
- 12-month 4.95 → 5.05
- 12-month 4.95 → 5.05
- I51 Gold Mbr Ftd 12 Mths · 9 terms up 0.1515 days after the RBA rise to 4.35%+0.15
- 12-month 5.00 → 5.15
- 12-month 5.00 → 5.15
- 12-month 5.00 → 5.15
- 12-month 4.90 → 5.05
- 12-month 4.90 → 5.05
- 12-month 4.90 → 5.05
- 12-month 4.80 → 4.95
- 12-month 4.80 → 4.95
- 12-month 4.80 → 4.95
Rates by term
Ranked within each term- 1 year
- 5.25% · #45 of 590 12-month deposits
Deposit
- Minimum deposit
- $5,000
- Maximum deposit
- No cap published
Interest
- Paid
- Annually or Monthly
- Compounding
- monthly
Early withdrawal
- Before maturity
- Allowed · Early Withdrawal: Withdrawals or transfers from the term deposit account before maturity are not permitted except in cases of hardship, for genuine needs and with at least 24 hours' notice. Coastline may consider early release of all or part of the balance once during the term. Note that interest payable will be reduced for early withdrawals. Current penalty rate is set at 1%*. Details of this reduction are available on our deposit interest rate advice on our website.