The CommFCU TERM DEPOSITS - 36 MONTHS INTEREST ON MATURITY pays up to 4.75% p.a. as of 18 September 2026, over a 36-month term, 75th of 345 36-month deposits tracked by BankMate. Interest is paid annually, from a $5,000 deposit. Its rates last changed on 15 May 2026.
4.75%p.a. · 3 years
interest annually; from $5,000
Early withdrawal is not allowed.
Rates over time
Best rate per term- 3 years
- RBA cash rate
- Market average · 12-month deposits
Changes
1 change since 10 Apr 2026- TERM DEPOSITS - 36 MONTHS INTEREST ON MATURITY · 5 terms up 0.259 days after the RBA rise to 4.35%+0.25
- 36-month 4.50 → 4.75
- 36-month 4.50 → 4.75
- 36-month 4.50 → 4.75
- 36-month 4.50 → 4.75
- 36-month 4.50 → 4.75
Rates by term
Ranked within each term- 3 years
- 4.75% · #75 of 345 36-month deposits
Deposit
- Minimum deposit
- $5,000
- Maximum deposit
- $1,000,000
Interest
- Paid
- Annually
- Compounding
- monthly
Early withdrawal
- Before maturity
- Not allowed
About this product
Lock in a fixed return for your savings at a competitive interest rate for 3 years. A Community First term deposit is a safe and secure way to invest your money when you want certainty.