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Laboratories Credit Union · Term deposit · 4 terms
LiveMonthly Interest 12 Month Term Deposit
The Laboratories Credit Union Monthly Interest 12 Month Term Deposit pays up to 4.65% p.a. as of 18 September 2026, over a 23-month term, 169th of 394 24-month deposits tracked by BankMate. It is offered over four terms from 11 months to 3 years, with interest paid quarterly or monthly, from a $5,000 deposit. Its rates last changed on 6 May 2026.
4.65%p.a. · 23 months
interest quarterly or monthly; from $5,000
Early withdrawal is not allowed.
Rates over time
Best rate per term- RBA cash rate
- Market average · 12-month deposits
- 1 year
- 2 years
- 3 years
Changes
1 change since 9 Apr 2026- Monthly Interest 12 Month Term Deposit · 4 terms up 0.25The day of the RBA rise to 4.35%+0.25
- 11-month 3.50 → 3.75
- 23-month 4.40 → 4.65
- 35-month 3.80 → 4.05
- 36-month 3.70 → 3.95
Rates by term
Ranked within each term- 1 year
- 3.75% · #510 of 590 12-month deposits
- 2 years
- 4.65% · #169 of 394 24-month deposits
- 3 years
- 4.05% · #176 of 345 36-month deposits
Deposit
- Minimum deposit
- $5,000
- Maximum deposit
- $2,000,000
Interest
- Paid
- Quarterly or Monthly
- Compounding
- monthly
Early withdrawal
- Before maturity
- Not allowed