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ORANGE CREDIT UNION LTD · Term deposit · 1 term
Live12MTH FIXED TERM DEPOSIT
The ORANGE CREDIT UNION LTD 12MTH FIXED TERM DEPOSIT pays up to 5.20% p.a. as of 18 September 2026, over a 12-month term, 97th of 590 12-month deposits tracked by BankMate. Interest is paid annually, from a $1,000 deposit. Its rates last changed on 11 May 2026.
5.20%p.a. · 1 year
interest annually; from $1,000
Rates over time
Best rate per term- 1 year
- RBA cash rate
- Market average · 12-month deposits
Changes
3 changes since 16 Apr 2026- 12MTH FIXED TERM DEPOSIT · 12-month 5.00 → 5.205 days after the RBA rise to 4.35%+0.20
- 12MTH FIXED TERM DEPOSIT · 12-month 5.20 → 5.00−0.20
- 12MTH FIXED TERM DEPOSIT · 12-month 5.00 → 5.203 days after the RBA rise to 4.35%+0.20
Rates by term
Ranked within each term- 1 year
- 5.20% · #97 of 590 12-month deposits
Deposit
- Minimum deposit
- $1,000
- Maximum deposit
- $1,000,000
Interest
- Paid
- Annually
- Compounding
- monthly
Early withdrawal
- Before maturity
- Allowed · Early withdrawal penalty. Minimum 7 days notice is required for an early break in the relevant term, upon which a fee of $30 plus a rate reduction based on: 0 to 30% of term elapsed 30% of the initial rate; 31 to 60% of term elapsed 60% of the initial rate; 61 to 90% of term elapsed 90% of the initial rate will be applicable.