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Australian Military Bank · No rewards · Credit card

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Low Rate Visa Credit Card

A $49 annual fee and a 11.99% p.a. purchase rate as of 18 September 2026. The fee ranks 15th lowest of 100 cards tracked by BankMate. There is no sign-up bonus on offer.

Low Rate Visa Credit Card
$49annual fee

11.99% p.a. purchases · up to 45 interest-free days

Go to Australian Military Bank

Annual fee over time

Annual fee
  • Low Rate Visa Credit Card
$49Today$49% p.a. today

Changes

No changes recorded for this product since tracking began on 10 September 2026.

Fees

Annual fee
$49
Additional cardholder
Free
Foreign transaction fee
1%
Late payment fee
$10

Earning

Rewards program
None

Interest

Purchase rate
11.99% p.a.
Cash advance rate
19.99% p.a.
Interest-free days
Up to 45
Balance transfer
0.00% for 12 months, then 0.00%

Perks

Complimentary travel insurance
No
Purchase protection
No
Concierge
No
Network
Mastercard

Eligibility

Minimum credit limit
$2,000
Maximum credit limit
$50,000

About this product

With a low annual fee and a low ongoing interest rate for purchases, the Low Rate Visa Credit Card is the only credit card you'll ever need. Plus, with our competitive 12-month balance transfer rate, you can also transfer your outstanding balances from other credit or store cards to Australian Military Bank for 0.00% p.a (introductory rate).

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