Provider
LiveAustralian Military Bank
As of 18 September 2026, Australian Military Bank has 28 products across five of the 8 pillars BankMate tracks: 1 savings account, 1 credit card, 21 home loans, 2 term deposits and 3 personal loans. Its highest-placed product is DHOAS Rate Saver Home Loan at 6.22% comparison rate, 22nd of 107 variable owner-occupier P&I loans. Its rates last moved on 20 August 2026.
- Pillars
- 5 of 8
- No superannuation, share trading, crypto exchange
- Products tracked
- 28
- 1 savings account · 1 credit card · 21 home loans
- Highest placed
- #22
- DHOAS Rate Saver Home Loan · of 107 variable owner-occupier P&I loans
- Last change
- 20 Aug 2026
- 5 changes on record
What changed
5 changes across 2 pillars since 28 Feb 2026- Term depositsInvestment Plus · 3 terms cut 0.20 to 0.50mixed
- Term depositsIncome Plus · 3 terms cut 0.20 to 0.50mixed
- Savings accountsOnline Saver 4.60 → 4.85Bonus rate 4.50% → 4.75% · 26 days after the RBA rise to 4.35%+0.25
- Savings accountsOnline Saver 4.35 → 4.60Bonus rate 4.25% → 4.50% · 45 days after the RBA rise to 4.10%+0.25
- Savings accountsOnline Saver 4.10 → 4.35Bonus rate 4.00% → 4.25% · 26 days after the RBA rise to 3.85%+0.25
Savings accounts · 1
Total rate, conditions met · ranked among 94 accountsNo withdrawals · bonus up to $500k
4.85%#61 of 940.10% base + 4.75% bonus
- Withdrawals
- Not allowed
- Balance range
- $0 - $500,000
- Age
- 11+ years
Full savings accounts record for Australian Military Bank →
Total rate is base plus bonus, assuming every monthly condition is met. Full savings history for Australian Military Bank · Compare all savings accounts
Credit cards · 1
Ranked by bonus net of first-year fee · of 51 bonus cards- Annual fee
- $49
- Additional cardholder
- Free
- Foreign transaction fee
- 1%
- Rewards program
- None
- Purchase rate
- 11.99% p.a.
- Cash advance rate
- 19.99% p.a.
- Complimentary travel insurance
- No
- Purchase protection
- No
Full credit cards record for Australian Military Bank →
Points are valued at BankMate's cents-per-point assumptions. Net figures deduct the first-year fee only. Compare all credit cards · Card report
Home loans · 21
Headline variant: owner-occupier · P&I · ≤80% LVR · comparison rateVariable · 11
Variable · P&I · Investor · ≤70% LVR · redraw · no ongoing fee · 3 variants
6.22%#2 of 81comparison · 6.19% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $120
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
Variable · P&I · Owner-occupier · 71–80% LVR · redraw · no ongoing fee · 4 variants
6.22%#22 of 107comparison · 6.19% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $120
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
Variable · P&I · Owner-occupier · 71–80% LVR · redraw · no ongoing fee · 4 variants
6.32%#39 of 107comparison · 6.29% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $120
- Offset account
- No
- Redraw
- Yes
- Extra repayments
- Yes
Variable · P&I · Owner-occupier · 71–80% LVR · offset account · redraw · no ongoing fee · 4 variants
6.37%#44 of 107comparison · 6.34% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $120
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
Variable · P&I · Investor · ≤70% LVR · offset account · redraw · no ongoing fee · 4 variants
6.47%#23 of 81comparison · 6.44% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $120
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
Show 6 more
Variable · P&I · Owner-occupier · 71–80% LVR · offset account · redraw · no ongoing fee · 4 variants
6.52%#60 of 107comparison · 6.49% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $120
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
Variable · Interest Only · Owner-occupier · ≤98% LVR · no ongoing fee
6.67%#22 of 68comparison · 6.64% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $120
- Offset account
- No
- Redraw
- No
- Extra repayments
- Yes
Variable · Interest Only · Owner-occupier · ≤98% LVR · no ongoing fee
6.77%#24 of 68comparison · 6.74% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $120
- Offset account
- No
- Redraw
- No
- Extra repayments
- Yes
Variable · P&I · Owner-occupier · ≤98% LVR · offset account · redraw · no ongoing fee
6.82%#81 of 107comparison · 6.79% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $120
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
Variable · Interest Only · Investor · ≤95% LVR · no ongoing fee
6.87%#41 of 80comparison · 6.84% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $120
- Offset account
- No
- Redraw
- No
- Extra repayments
- Yes
Variable · P&I · Owner-occupier · ≤98% LVR · offset account · redraw · no ongoing fee
6.97%#88 of 107comparison · 6.94% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $120
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
Fixed · 10
5yr Fixed · P&I · Owner-occupier · ≤98% LVR · no ongoing fee
5y 6.69%6.69%#18 of 49comparison · 6.49% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $120
- Offset account
- No
- Redraw
- No
- Extra repayments
- Yes
3yr Fixed · P&I · Owner-occupier · ≤98% LVR · no ongoing fee
3y 6.72%6.72%#26 of 50comparison · 6.44% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $120
- Offset account
- No
- Redraw
- No
- Extra repayments
- Yes
2yr Fixed · P&I · Owner-occupier · ≤98% LVR · no ongoing fee
2y 6.75%6.75%#26 of 49comparison · 6.44% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $120
- Offset account
- No
- Redraw
- No
- Extra repayments
- Yes
- 6.77%#24 of 49
comparison · 6.49% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $120
- Offset account
- No
- Redraw
- No
- Extra repayments
- Yes
1yr Fixed · P&I · Owner-occupier · ≤98% LVR · no ongoing fee
1y 6.78%6.78%#26 of 49comparison · 6.39% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $120
- Offset account
- No
- Redraw
- No
- Extra repayments
- Yes
Show 5 more
- 6.83%#30 of 50
comparison · 6.44% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $120
- Offset account
- No
- Redraw
- No
- Extra repayments
- Yes
2yr Fixed · P&I · Investor · ≤95% LVR · no ongoing fee · 2 variants
6.84%#20 of 45comparison · 6.69% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $120
- Offset account
- No
- Redraw
- No
- Extra repayments
- Yes
3yr Fixed · Interest Only · Investor · ≤80% LVR · no ongoing fee · 2 variants
6.84%#21 of 44comparison · 6.69% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $120
- Offset account
- No
- Redraw
- No
- Extra repayments
- Yes
- 6.87%#31 of 49
comparison · 6.44% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $120
- Offset account
- No
- Redraw
- No
- Extra repayments
- Yes
- 6.91%#32 of 49
comparison · 6.39% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $120
- Offset account
- No
- Redraw
- No
- Extra repayments
- Yes
Full home loans record for Australian Military Bank →
Investor, interest-only and other LVR-band variants sit behind each product; ranks are within the variant's own cohort. Compare all home loans · Home loan report
Term deposits · 2
Best rate per product, by term · ranked within each terminterest annually or quarterly · from $1,000 · 34 terms
3 mo 4.30%6 mo 4.40%9 mo 4.30%1 yr 4.00%2 yr 3.55%3 yr 3.55%14 mo 3.55%15 mo 3.55%16 mo 3.55%17 mo 3.55%18 mo 3.55%19 mo 3.55%20 mo 3.55%21 mo 3.55%27 mo 3.20%28 mo 3.20%29 mo 3.20%30 mo 3.20%31 mo 3.20%32 mo 3.20%4.40%#245 of 5477 months
- 3 months
- 4.30% · #168 of 369
- 6 months
- 4.40% · #245 of 547
- 9 months
- 4.30% · #196 of 500
- 1 year
- 4.00% · #379 of 590
- 2 years
- 3.55% · #327 of 394
- 3 years
- 3.55% · #283 of 345
- 14 months
- 3.55% · #21 of 22
- 15 months
- 3.55% · #16 of 29
- 16 months
- 3.55% · #5 of 6
- 17 months
- 3.55% · #58 of 60
- 18 months
- 3.55% · #100 of 122
- 19 months
- 3.55% · #5 of 6
- 20 months
- 3.55% · #5 of 6
- 21 months
- 3.55% · #5 of 6
- 27 months
- 3.20% · #1 of 2
- 28 months
- 3.20% · #1 of 2
- 29 months
- 3.20% · #1 of 2
- 30 months
- 3.20% · #5 of 6
- 31 months
- 3.20% · #1 of 2
- 32 months
- 3.20% · #1 of 2
- Minimum deposit
- $1,000
- Interest paid
- Annually or Quarterly
- Early withdrawal
- Not allowed
- 4.30%#251 of 547
7 months
- 3 months
- 4.20% · #182 of 369
- 6 months
- 4.30% · #251 of 547
- 9 months
- 4.20% · #211 of 500
- 1 year
- 3.90% · #474 of 590
- Minimum deposit
- $1,000
- Interest paid
- Monthly
- Early withdrawal
- Not allowed
Full term deposits record for Australian Military Bank →
Rank compares deposits within the same headline term, as the Term deposit report does. Compare all term deposits
Personal loans · 3
Comparison rate · ranked within unsecured or secured loansUnsecured · fixed · car loan · $10/mo
7.27%#48 of 212comparison · from 6.35% advertised
- Advertised rate
- from 6.35% p.a.
- Comparison rate
- 7.27% p.a.
- Rate type
- Fixed
- Application fee
- None
- Monthly fee
- $10
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $4,000 – $200,000
- Loan term
- 7 months to 7 months
Unsecured · fixed · any purpose · $10/mo
8.06%#72 of 212comparison · from 7.15% advertised
- Advertised rate
- from 7.15% p.a.
- Comparison rate
- 8.06% p.a.
- Rate type
- Fixed
- Application fee
- None
- Monthly fee
- $10
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $4,000 – $75,000
- Loan term
- 7 years to 7 years
Unsecured · fixed · any purpose · $10/mo
9.85%#123 of 212comparison · from 8.95% advertised
- Advertised rate
- from 8.95% p.a.
- Comparison rate
- 9.85% p.a.
- Rate type
- Fixed
- Application fee
- None
- Monthly fee
- $10
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $4,000 – $40,000
- Loan term
- 1 month to 1 month
Full personal loans record for Australian Military Bank →
Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Compare all personal loans · Personal loan report
Australian Military Bank has no superannuation, share trading or crypto exchange that BankMate tracks. It is not part of a larger group on our register.
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