No annual fee and a 18.99% p.a. purchase rate as of 18 September 2026. The fee ranks 1st lowest of 100 cards tracked by BankMate. There is no sign-up bonus on offer.
Annual fee over time
Annual fee- Bankwest Zero Classic Mastercard
Changes
No changes recorded for this product since tracking began on 10 September 2026.
Fees
- Annual fee
- None
- Additional cardholder
- Free
- Foreign transaction fee
- 2.95%
- Late payment fee
- $25
Earning
- Rewards program
- None
Interest
- Purchase rate
- 18.99% p.a.
- Cash advance rate
- 21.99% p.a.
- Interest-free days
- Up to 55
- Balance transfer
- 0.00% for 6 months, then 0.00%
Perks
- Complimentary travel insurance
- No
- Purchase protection
- No
- Concierge
- No
- Network
- Mastercard
Eligibility
- Minimum credit limit
- $1,000
About this product
A credit card for everyday spending with no annual fee.