Provider
LiveBankwest
As of 18 September 2026, Bankwest has 15 products across four of the 8 pillars BankMate tracks: 1 savings account, 9 credit cards, 4 home loans and 1 term deposit. Its highest-placed product is Bankwest Term Deposit at 5.13% p.a. for 1 year, 157th of 590 12-month deposits. Its rates last moved on 16 May 2026.
- Pillars
- 4 of 8
- No personal loans, superannuation, share trading…
- Products tracked
- 15
- 1 savings account · 9 credit cards · 4 home loans
- Highest placed
- #157
- Bankwest Term Deposit · of 590 12-month deposits
- Last change
- 16 May 2026
- 4 changes on record
What changed
4 changes across 2 pillars since 1 Mar 2026- Term depositsBankwest Term Deposit · 5 terms up 0.19 to 0.9810 days after the RBA rise to 4.35%mixed
- Savings accountsBankwest Easy Saver 4.75 → 5.00Base rate 1.85% → 2.10% · 10 days after the RBA rise to 4.35%+0.25
- Savings accountsBankwest Easy Saver 4.50 → 4.75Bonus rate 2.65% → 2.90% · 28 days after the RBA rise to 4.10%+0.25
- Savings accountsBankwest Easy Saver 4.25 → 4.50Base rate 1.60% → 1.85% · 10 days after the RBA rise to 4.10%+0.25
Savings accounts · 1
Total rate, conditions met · ranked among 94 accountsBonus up to $250k
5.00%#50 of 942.10% base + 2.90% bonus
- Balance range
- $0 - $250,000.99
- Age
- 16+ years
Full savings accounts record for Bankwest →
Total rate is base plus bonus, assuming every monthly condition is met. Full savings history for Bankwest · Compare all savings accounts
Credit cards · 9
Ranked by bonus net of first-year fee · of 51 bonus cardsMore Rewards · 3
50,000 pts ≈ $250
- Annual fee
- $160
- Additional cardholder
- Free
- Foreign transaction fee
- None
- Rewards program
- More Rewards
- Base earn rate
- 2 More Rewards pts per $
- Purchase rate
- 14.99% p.a.
- Cash advance rate
- 21.99% p.a.
- Complimentary travel insurance
- Yes
- Purchase protection
- Yes
Earn up to 50,000 Bonus More Rewards Points when you spend $5,000 on eligible purchases in the first 90 days and keep your card open for over 15 months.
20,000 pts ≈ $100
- Annual fee
- $100
- Additional cardholder
- Free
- Foreign transaction fee
- 2.95%
- Rewards program
- More Rewards
- Base earn rate
- 1.5 More Rewards pts per $
- Purchase rate
- 14.99% p.a.
- Cash advance rate
- 21.99% p.a.
- Complimentary travel insurance
- No
- Purchase protection
- No
Earn up to 20,000 Bonus More Rewards Points when you spend $4,000 on eligible purchases in the first 90 days and keep your card open for over 15 months.
50,000 pts ≈ $250
- Annual fee
- $270
- Additional cardholder
- Free
- Foreign transaction fee
- None
- Rewards program
- More Rewards
- Base earn rate
- 2.5 More Rewards pts per $
- Purchase rate
- 14.99% p.a.
- Cash advance rate
- 21.99% p.a.
- Airport lounges
- Domestic
- Complimentary travel insurance
- Yes
Earn up to 50,000 Bonus More Rewards Points when you spend $10,000 on eligible purchases in the first 90 days and keep your card open for over 15 months.
Qantas Frequent Flyer · 2
100,000 pts ≈ $800
- Annual fee
- $320
- Additional cardholder
- Free
- Foreign transaction fee
- None
- Rewards program
- Qantas Frequent Flyer
- Base earn rate
- 0.5 Qantas Frequent Flyer pts per $
- Purchase rate
- 19.99% p.a.
- Cash advance rate
- 21.99% p.a.
- Complimentary travel insurance
- Yes
- Purchase protection
- Yes
Earn up to 100,000 Bonus Qantas Points when you spend $35,000 on eligible purchases in the first five months and keep your card open for over 15 months.
80,000 pts ≈ $640
- Annual fee
- $199
- Additional cardholder
- Free
- Foreign transaction fee
- None
- Rewards program
- Qantas Frequent Flyer
- Base earn rate
- 0.3 Qantas Frequent Flyer pts per $
- Purchase rate
- 19.99% p.a.
- Cash advance rate
- 21.99% p.a.
- Complimentary travel insurance
- Yes
- Purchase protection
- Yes
Earn up to 80,000 Bonus Qantas Points when you spend $7,500 on eligible purchases in the first 90 days and keep your card open for over 15 months.
No rewards · 4
- Annual fee
- None
- Additional cardholder
- Free
- Foreign transaction fee
- None
- Rewards program
- None
- Purchase rate
- 18.99% p.a.
- Cash advance rate
- 21.99% p.a.
- Complimentary travel insurance
- No
- Purchase protection
- No
- Annual fee
- None
- Additional cardholder
- Free
- Foreign transaction fee
- 2.95%
- Rewards program
- None
- Purchase rate
- 18.99% p.a.
- Cash advance rate
- 21.99% p.a.
- Complimentary travel insurance
- No
- Purchase protection
- No
- Annual fee
- $49
- Additional cardholder
- Free
- Foreign transaction fee
- 2.95%
- Rewards program
- None
- Purchase rate
- 12.99% p.a.
- Cash advance rate
- 21.99% p.a.
- Complimentary travel insurance
- No
- Purchase protection
- No
- Annual fee
- $59
- Additional cardholder
- Free
- Foreign transaction fee
- None
- Rewards program
- None
- Purchase rate
- 12.99% p.a.
- Cash advance rate
- 21.99% p.a.
- Complimentary travel insurance
- Yes
- Purchase protection
- Yes
Full credit cards record for Bankwest →
Points are valued at BankMate's cents-per-point assumptions. Net figures deduct the first-year fee only. Compare all credit cards · Card report
Home loans · 4
Headline variant: owner-occupier · P&I · ≤80% LVR · comparison rateVariable · 2
Variable · P&I · Owner-occupier · 70–80% LVR · offset account · redraw · no ongoing fee · 13 variants
6.27%#33 of 107comparison · 6.24% advertised
- Application fee
- $695
- Ongoing fee
- None
- Discharge fee
- $300
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
Variable · P&I · Owner-occupier · 70–80% LVR · offset account · redraw · no ongoing fee · 13 variants
6.63%#69 of 107comparison · 6.24% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $300
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
Fixed · 2
4yr Fixed · P&I · Owner-occupier · ≤80% LVR · offset account · no ongoing fee · 40 variants
1y 7.32%2y 7.29%3y 7.29%4y 7.28%5y 7.28%7.28%#27 of 35comparison · 6.74% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $300
- Offset account
- Yes
- Redraw
- No
- Extra repayments
- Yes
5yr Fixed · P&I · Owner-occupier · ≤80% LVR · offset account · no ongoing fee · 40 variants
1y 8.78%2y 8.55%3y 8.37%4y 8.21%5y 8.08%8.08%#44 of 49comparison · 6.79% advertised
- Application fee
- $295
- Ongoing fee
- None
- Discharge fee
- $300
- Offset account
- Yes
- Redraw
- No
- Extra repayments
- Yes
Full home loans record for Bankwest →
Investor, interest-only and other LVR-band variants sit behind each product; ranks are within the variant's own cohort. Compare all home loans · Home loan report
Term deposits · 1
Best rate per product, by term · ranked within each terminterest annually or quarterly or monthly · from $1,000 · 14 terms
3 mo 4.80%6 mo 5.00%9 mo 4.40%1 yr 5.13%2 yr 4.94%3 yr 4.94%5 yr 4.94%4 yr 4.94%5.13%#157 of 5901 year
- 3 months
- 4.80% · #62 of 369
- 6 months
- 5.00% · #76 of 547
- 9 months
- 4.40% · #190 of 500
- 1 year
- 5.13% · #157 of 590
- 2 years
- 4.94% · #108 of 394
- 3 years
- 4.94% · #46 of 345
- 5 years
- 4.94% · #31 of 152
- 4 years
- 4.94% · #29 of 157
- Minimum deposit
- $1,000
- Maximum deposit
- $10,000,000
- Interest paid
- Annually or Quarterly or Monthly
- Early withdrawal
- Allowed · Changes aimed at strengthening the banking system mean we need 31 days' notice if you want to withdraw your funds before the maturity date. This can also affect the interest we pay you. You can still access your money at maturity and during the grace period. You may request the withdrawal of all or part of your funds prior to the maturity date provided that you give 31 days' notice. If your Term Deposit has less than 31 days to maturity, you will only be able to access funds on the maturity date. The notice period starts on the day you request withdrawal. However, where the request falls on a non-business day the notice period will start on the next business day. If you are experiencing hardship and need your funds before maturity, please contact us. If you withdraw all or part of your funds prior to the maturity date, your entitlement to interest in respect of the deposit will be reduced, according to when an early repayment is made. Please refer to the Term Deposits Terms & Conditions for further details.
Full term deposits record for Bankwest →
Rank compares deposits within the same headline term, as the Term deposit report does. Compare all term deposits
Bankwest has no personal loans, superannuation, share trading or crypto exchange that BankMate tracks. It is not part of a larger group on our register.
Notes on Bankwest
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