Bankwest home loans
4 home loans with 24 options: variable or fixed from 1 to 5 years, for owner-occupiers or investors, paying principal and interest or interest only. Headline variant: owner-occupier · P&I · ≤80% LVR · comparison rate.
- Bankwest Simple Home LoanOffset account · redraw · no ongoing fee6.52%
- Complete Variable Home Loan PackageOffset account · redraw · no ongoing fee6.88%
- Complete Fixed Home Loan PackageOffset account · no ongoing fee–
- Fixed Rate Home LoanOffset account · no ongoing fee–
The lowest rate for each choice: the comparison rate where the lender publishes one, else the advertised rate. Every variant is on the loan's own page.
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
October 20264 changes
- 10Sat
- Fixed Rate Home Loan40 variants up 0.25 to 0.2710 days after the RBA rise to 4.60%+0.25 to +0.27
- Bankwest Simple Home Loan13 variants up 0.2510 days after the RBA rise to 4.60%+0.25All Variable
P&I · Owner-occupier · ≤60% LVR 6.22 6.47 +0.25 P&I · Owner-occupier · 70–80% LVR 6.27 6.52 +0.25 P&I · Owner-occupier · 60–70% LVR 6.27 6.52 +0.25 P&I · Investor · ≤60% LVR 6.47 6.72 +0.25 P&I · Owner-occupier · 80–90% LVR 6.52 6.77 +0.25 P&I · Investor · 60–70% LVR 6.52 6.77 +0.25 P&I · Investor · 70–80% LVR 6.52 6.77 +0.25 P&I · Investor · 80–90% LVR 6.82 7.07 +0.25 P&I · Owner-occupier · 90–95% LVR 6.92 7.17 +0.25 Interest Only · Owner-occupier · ≤80% LVR 7.37 7.62 +0.25 P&I · Investor · 90–95% LVR 7.52 7.77 +0.25 Interest Only · Investor · ≤90% LVR 8.05 8.30 +0.25 P&I · Owner-occupier · 95–98% LVR 8.40 8.65 +0.25 - Complete Fixed Home Loan Package40 variants up 0.22 to 0.2410 days after the RBA rise to 4.60%+0.22 to +0.24
- Complete Variable Home Loan Package13 variants up 0.24 to 0.2510 days after the RBA rise to 4.60%+0.24 to +0.25All Variable
P&I · Owner-occupier · ≤60% LVR 6.58 6.83 +0.25 P&I · Owner-occupier · 70–80% LVR 6.63 6.88 +0.25 P&I · Owner-occupier · 60–70% LVR 6.63 6.88 +0.25 P&I · Investor · ≤60% LVR 6.83 7.08 +0.25 P&I · Owner-occupier · 80–90% LVR 6.88 7.13 +0.25 P&I · Investor · 60–70% LVR 6.88 7.13 +0.25 P&I · Investor · 70–80% LVR 6.88 7.13 +0.25 P&I · Investor · 80–90% LVR 7.18 7.42 +0.24 P&I · Owner-occupier · 90–95% LVR 7.28 7.52 +0.24 Interest Only · Owner-occupier · ≤80% LVR 7.70 7.94 +0.24 P&I · Investor · 90–95% LVR 7.87 8.12 +0.25 Interest Only · Investor · ≤90% LVR 8.36 8.61 +0.25 P&I · Owner-occupier · 95–98% LVR 8.74 8.99 +0.25
Investor, interest-only and other LVR-band variants sit behind each product; ranks are within the variant's own cohort. Compare home loans · Home loan report
Notes on Bankwest home loans
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As of 1 November 2026, Bankwest has four home loan products in 106 variants tracked by BankMate. Its lowest comparison rate for an owner-occupier paying principal and interest on a variable loan is 6.52% (Bankwest Simple Home Loan), ranking 48th of 93 variable owner-occupier P&I loans and sitting 0.06 points below the market average of 6.58%. Its rates last moved on 10 October 2026, 10 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.