As of 18 September 2026, the Bankwest Fixed Rate Home Loan's 5-year fixed owner-occupier P&I variant has a comparison rate of 8.08% (6.79% advertised), ranking 44th of 49 5-year fixed owner-occupier P&I loans. The product comes in 40 variants; the others are investor, interest-only, other fixed terms and other LVR bands.
8.08%comparison rate p.a.
6.79% advertised · 5yr Fixed · P&I · Owner-occupier · ≤80% LVR
39 other variants: investor, interest-only, other fixed terms and other LVR bands below.
Rate over time
Comparison rate · 5yr Fixed · P&I · Owner-occupier · ≤80% LVR- Fixed Rate Home Loan · 5yr Fixed · P&I · Owner-occupier
- RBA cash rate
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates by variant
Comparison rate · advertised rate- 1yr Fixed · P&I · Owner-occupier · ≤80% LVR
- 8.78% comparison · 6.49% advertised
- 1yr Fixed · P&I · Owner-occupier · 80–90% LVR
- 8.82% comparison · 6.89% advertised
- 1yr Fixed · P&I · Owner-occupier · 90–95% LVR
- 8.87% comparison · 7.29% advertised
- 1yr Fixed · P&I · Owner-occupier · 95–98% LVR
- 8.96% comparison · 8.09% advertised
- 1yr Fixed · Interest Only · Owner-occupier · ≤80% LVR
- 8.84% comparison · 6.99% advertised
- 1yr Fixed · P&I · Investor · ≤90% LVR
- 9.37% comparison · 6.69% advertised
- 1yr Fixed · P&I · Investor · 90–95% LVR
- 9.50% comparison · 7.79% advertised
- 1yr Fixed · Interest Only · Investor · ≤90% LVR
- 9.39% comparison · 6.89% advertised
- 2yr Fixed · P&I · Owner-occupier · ≤80% LVR
- 8.55% comparison · 6.59% advertised
- 2yr Fixed · P&I · Owner-occupier · 80–90% LVR
- 8.64% comparison · 6.99% advertised
- 2yr Fixed · P&I · Owner-occupier · 90–95% LVR
- 8.72% comparison · 7.39% advertised
- 2yr Fixed · P&I · Owner-occupier · 95–98% LVR
- 8.90% comparison · 8.19% advertised
- 2yr Fixed · Interest Only · Owner-occupier · ≤80% LVR
- 8.66% comparison · 7.09% advertised
- 2yr Fixed · P&I · Investor · ≤90% LVR
- 9.09% comparison · 6.79% advertised
- 2yr Fixed · P&I · Investor · 90–95% LVR
- 9.33% comparison · 7.89% advertised
- 2yr Fixed · Interest Only · Investor · ≤90% LVR
- 9.14% comparison · 6.99% advertised
- 3yr Fixed · P&I · Owner-occupier · ≤80% LVR
- 8.37% comparison · 6.69% advertised
- 3yr Fixed · P&I · Owner-occupier · 80–90% LVR
- 8.49% comparison · 7.09% advertised
- 3yr Fixed · P&I · Owner-occupier · 90–95% LVR
- 8.62% comparison · 7.49% advertised
- 3yr Fixed · P&I · Owner-occupier · 95–98% LVR
- 8.86% comparison · 8.29% advertised
- 3yr Fixed · Interest Only · Owner-occupier · ≤80% LVR
- 8.53% comparison · 7.19% advertised
- 3yr Fixed · P&I · Investor · ≤90% LVR
- 8.87% comparison · 6.89% advertised
- 3yr Fixed · P&I · Investor · 90–95% LVR
- 9.21% comparison · 7.99% advertised
- 3yr Fixed · Interest Only · Investor · ≤90% LVR
- 8.94% comparison · 7.09% advertised
- 4yr Fixed · P&I · Owner-occupier · ≤80% LVR
- 8.21% comparison · 6.74% advertised
- 4yr Fixed · P&I · Owner-occupier · 80–90% LVR
- 8.37% comparison · 7.14% advertised
- 4yr Fixed · P&I · Owner-occupier · 90–95% LVR
- 8.52% comparison · 7.54% advertised
- 4yr Fixed · P&I · Owner-occupier · 95–98% LVR
- 8.83% comparison · 8.34% advertised
- 4yr Fixed · Interest Only · Owner-occupier · ≤80% LVR
- 8.41% comparison · 7.24% advertised
- 4yr Fixed · P&I · Investor · ≤90% LVR
- 8.67% comparison · 6.94% advertised
- 4yr Fixed · P&I · Investor · 90–95% LVR
- 9.10% comparison · 8.04% advertised
- 4yr Fixed · Interest Only · Investor · ≤90% LVR
- 8.77% comparison · 7.14% advertised
- 5yr Fixed · P&I · Owner-occupier · ≤80% LVR
- 8.08% comparison · 6.79% advertised
- 5yr Fixed · P&I · Owner-occupier · 80–90% LVR
- 8.26% comparison · 7.19% advertised
- 5yr Fixed · P&I · Owner-occupier · 90–95% LVR
- 8.44% comparison · 7.59% advertised
- 5yr Fixed · P&I · Owner-occupier · 95–98% LVR
- 8.81% comparison · 8.39% advertised
- 5yr Fixed · Interest Only · Owner-occupier · ≤80% LVR
- 8.32% comparison · 7.29% advertised
- 5yr Fixed · P&I · Investor · ≤90% LVR
- 8.50% comparison · 6.99% advertised
- 5yr Fixed · P&I · Investor · 90–95% LVR
- 9.01% comparison · 8.09% advertised
- 5yr Fixed · Interest Only · Investor · ≤90% LVR
- 8.62% comparison · 7.19% advertised
Fees
Headline variant- Application fee
- $295
- Ongoing fee
- None
- Discharge fee
- $300
Features
Headline variant- Offset account
- Yes
- Redraw
- No
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
Eligibility
- Minimum loan
- $20,000
About this product
A basic, fixed rate loan for those who want the certainty of consistent repayments.