Home loan · Variable
Complete Variable Home Loan Package
6.88%comparison rate p.a. · 6.49% advertised · With the Complete Variable Home Loan Package · $395 a year
Variable · P&I · Owner-occupier · 70–80% LVR
82nd of 93 variable owner-occupier P&I loans
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $300
Often compared with: Bankwest Simple
- Variable · P&I · Owner-occupier · ≤60% LVR
- 6.83% comparison · 6.44% advertised
- Variable · P&I · Owner-occupier · 60–70% LVR
- 6.88% comparison · 6.49% advertised
- Variable · P&I · Owner-occupier · 70–80% LVR
- 6.88% comparison · 6.49% advertised
- Variable · P&I · Owner-occupier · 80–90% LVR
- 7.13% comparison · 6.74% advertised
- Variable · P&I · Owner-occupier · 90–95% LVR
- 7.52% comparison · 7.14% advertised
- Variable · P&I · Owner-occupier · 95–98% LVR
- 8.99% comparison · 8.62% advertised
- Variable · Interest Only · Owner-occupier · ≤80% LVR
- 7.94% comparison · 7.59% advertised
- Variable · P&I · Investor · ≤60% LVR
- 7.08% comparison · 6.69% advertised
- Variable · P&I · Investor · 60–70% LVR
- 7.13% comparison · 6.74% advertised
- Variable · P&I · Investor · 70–80% LVR
- 7.13% comparison · 6.74% advertised
- Variable · P&I · Investor · 80–90% LVR
- 7.42% comparison · 7.04% advertised
- Variable · P&I · Investor · 90–95% LVR
- 8.12% comparison · 7.74% advertised
- Variable · Interest Only · Investor · ≤90% LVR
- 8.61% comparison · 8.27% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $300
- Package (Complete Variable Home Loan Package)
- $395 a year
- Redraw fee
- None
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
- Minimum loan
- $200,000
- Complete Variable Home Loan Package · Variable · P&I · Owner-occupier
- RBA cash rate
- Market average
October 20261 change
- 10Sat
- 13 variants up 0.24 to 0.2510 days after the RBA rise to 4.60%+0.24 to +0.25All Variable
P&I · Owner-occupier · ≤60% LVR 6.58 6.83 +0.25 P&I · Owner-occupier · 60–70% LVR 6.63 6.88 +0.25 P&I · Owner-occupier · 70–80% LVR 6.63 6.88 +0.25 P&I · Owner-occupier · 80–90% LVR 6.88 7.13 +0.25 P&I · Owner-occupier · 90–95% LVR 7.28 7.52 +0.24 P&I · Owner-occupier · 95–98% LVR 8.74 8.99 +0.25 Interest Only · Owner-occupier · ≤80% LVR 7.70 7.94 +0.24 P&I · Investor · ≤60% LVR 6.83 7.08 +0.25 P&I · Investor · 60–70% LVR 6.88 7.13 +0.25 P&I · Investor · 70–80% LVR 6.88 7.13 +0.25 P&I · Investor · 80–90% LVR 7.18 7.42 +0.24 P&I · Investor · 90–95% LVR 7.87 8.12 +0.25 Interest Only · Investor · ≤90% LVR 8.36 8.61 +0.25
Home loans don't have to be so rigid. This flexible package has up to nine offset accounts, a credit card and other good stuff - including our great rates.
Also from Bankwest: Bankwest Simple Home Loan 6.52% · Complete Fixed Home Loan Package 7.51% · Fixed Rate Home Loan 8.34%
As of 1 November 2026, the Bankwest Complete Variable Home Loan Package's variable owner-occupier P&I variant has a comparison rate of 6.88% (6.49% advertised), ranking 82nd of 93 variable owner-occupier P&I loans and sitting 0.30 points above the market average of 6.58%. The product comes in 13 variants; the others are investor, interest-only and other LVR bands. Its rate last moved on 10 October 2026, 10 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.