BankMate

Home loan · 4yr Fixed

Complete Fixed Home Loan Package

Rate
Loan for
Repayments
Deposit

7.51%comparison rate p.a. · 6.94% advertised · With the Complete Fixed Home Loan Package · $395 a year

4yr Fixed · P&I · Owner-occupier · ≤80% LVR

33rd of 37 4-year fixed owner-occupier P&I loans

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The same choices at every rate type

Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Offset account
Yes
Redraw
No
Extra repayments
Yes
Application fee
None
Ongoing fee
None
Discharge fee
$300
Compare all 321 home loans
Compare Bankwest Complete side by side

Often compared with: Bankwest Simple

1yr Fixed · P&I · Owner-occupier · ≤80% LVR
7.56% comparison · 6.69% advertised
1yr Fixed · P&I · Owner-occupier · 80–90% LVR
7.60% comparison · 7.09% advertised
1yr Fixed · P&I · Owner-occupier · 90–95% LVR
7.56% comparison · 7.49% advertised
1yr Fixed · P&I · Owner-occupier · 95–98% LVR
8.95% comparison · 8.29% advertised
1yr Fixed · Interest Only · Owner-occupier · ≤80% LVR
7.61% comparison · 7.19% advertised
1yr Fixed · P&I · Investor · ≤90% LVR
8.37% comparison · 6.89% advertised
1yr Fixed · P&I · Investor · 90–95% LVR
8.14% comparison · 7.99% advertised
1yr Fixed · Interest Only · Investor · ≤90% LVR
8.39% comparison · 7.09% advertised
2yr Fixed · P&I · Owner-occupier · ≤80% LVR
7.53% comparison · 6.79% advertised
2yr Fixed · P&I · Owner-occupier · 80–90% LVR
7.61% comparison · 7.19% advertised
2yr Fixed · P&I · Owner-occupier · 90–95% LVR
7.62% comparison · 7.59% advertised
2yr Fixed · P&I · Owner-occupier · 95–98% LVR
8.94% comparison · 8.39% advertised
2yr Fixed · Interest Only · Owner-occupier · ≤80% LVR
7.62% comparison · 7.29% advertised
2yr Fixed · P&I · Investor · ≤90% LVR
8.27% comparison · 6.99% advertised
2yr Fixed · P&I · Investor · 90–95% LVR
8.19% comparison · 8.09% advertised
2yr Fixed · Interest Only · Investor · ≤90% LVR
8.30% comparison · 7.19% advertised
3yr Fixed · P&I · Owner-occupier · ≤80% LVR
7.52% comparison · 6.89% advertised
3yr Fixed · P&I · Owner-occupier · 80–90% LVR
7.64% comparison · 7.29% advertised
3yr Fixed · P&I · Owner-occupier · 90–95% LVR
7.69% comparison · 7.69% advertised
3yr Fixed · P&I · Owner-occupier · 95–98% LVR
8.95% comparison · 8.49% advertised
3yr Fixed · Interest Only · Owner-occupier · ≤80% LVR
7.65% comparison · 7.39% advertised
3yr Fixed · P&I · Investor · ≤90% LVR
8.19% comparison · 7.09% advertised
3yr Fixed · P&I · Investor · 90–95% LVR
8.25% comparison · 8.19% advertised
3yr Fixed · Interest Only · Investor · ≤90% LVR
8.24% comparison · 7.29% advertised
4yr Fixed · P&I · Owner-occupier · ≤80% LVR
7.51% comparison · 6.94% advertised
4yr Fixed · P&I · Owner-occupier · 80–90% LVR
7.66% comparison · 7.34% advertised
4yr Fixed · P&I · Owner-occupier · 90–95% LVR
7.75% comparison · 7.74% advertised
4yr Fixed · P&I · Owner-occupier · 95–98% LVR
8.96% comparison · 8.54% advertised
4yr Fixed · Interest Only · Owner-occupier · ≤80% LVR
7.68% comparison · 7.44% advertised
4yr Fixed · P&I · Investor · ≤90% LVR
8.13% comparison · 7.14% advertised
4yr Fixed · P&I · Investor · 90–95% LVR
8.31% comparison · 8.24% advertised
4yr Fixed · Interest Only · Investor · ≤90% LVR
8.19% comparison · 7.34% advertised
5yr Fixed · P&I · Owner-occupier · ≤80% LVR
7.51% comparison · 6.99% advertised
5yr Fixed · P&I · Owner-occupier · 80–90% LVR
7.69% comparison · 7.39% advertised
5yr Fixed · P&I · Owner-occupier · 90–95% LVR
7.82% comparison · 7.79% advertised
5yr Fixed · P&I · Owner-occupier · 95–98% LVR
8.97% comparison · 8.59% advertised
5yr Fixed · Interest Only · Owner-occupier · ≤80% LVR
7.71% comparison · 7.49% advertised
5yr Fixed · P&I · Investor · ≤90% LVR
8.07% comparison · 7.19% advertised
5yr Fixed · P&I · Investor · 90–95% LVR
8.37% comparison · 8.29% advertised
5yr Fixed · Interest Only · Investor · ≤90% LVR
8.15% comparison · 7.39% advertised

Application fee
None
Ongoing fee
None
Discharge fee
$300
Package (Complete Fixed Home Loan Package)
$395 a year

Offset account
Yes
Redraw
No
Extra repayments
Yes
Portable
No
Repayment holiday
No

Minimum loan
$200,000

  • Complete Fixed Home Loan Package · 4yr Fixed · P&I · Owner-occupier
  • RBA cash rate
4.005.006.007.00SepOctToday7.51% p.a. today

October 20261 change

  1. 10Sat
    • 40 variants up 0.22 to 0.2410 days after the RBA rise to 4.60%
      1yr Fixed · P&I · Owner-occupier · ≤80% LVR7.327.56+0.24
      1yr Fixed · P&I · Owner-occupier · 80–90% LVR7.367.60+0.24
      1yr Fixed · P&I · Owner-occupier · 90–95% LVR7.327.56+0.24
      1yr Fixed · P&I · Owner-occupier · 95–98% LVR8.718.95+0.24
      1yr Fixed · Interest Only · Owner-occupier · ≤80% LVR7.377.61+0.24
      1yr Fixed · P&I · Investor · ≤90% LVR8.138.37+0.24
      1yr Fixed · P&I · Investor · 90–95% LVR7.908.14+0.24
      1yr Fixed · Interest Only · Investor · ≤90% LVR8.158.39+0.24
      2yr Fixed · P&I · Owner-occupier · ≤80% LVR7.297.53+0.24
      2yr Fixed · P&I · Owner-occupier · 80–90% LVR7.377.61+0.24
      2yr Fixed · P&I · Owner-occupier · 90–95% LVR7.387.62+0.24
      2yr Fixed · P&I · Owner-occupier · 95–98% LVR8.708.94+0.24
      2yr Fixed · Interest Only · Owner-occupier · ≤80% LVR7.387.62+0.24
      2yr Fixed · P&I · Investor · ≤90% LVR8.038.27+0.24
      2yr Fixed · P&I · Investor · 90–95% LVR7.958.19+0.24
      2yr Fixed · Interest Only · Investor · ≤90% LVR8.078.30+0.23
      3yr Fixed · P&I · Owner-occupier · ≤80% LVR7.297.52+0.23
      3yr Fixed · P&I · Owner-occupier · 80–90% LVR7.407.64+0.24
      3yr Fixed · P&I · Owner-occupier · 90–95% LVR7.457.69+0.24
      3yr Fixed · P&I · Owner-occupier · 95–98% LVR8.728.95+0.23
      3yr Fixed · Interest Only · Owner-occupier · ≤80% LVR7.427.65+0.23
      3yr Fixed · P&I · Investor · ≤90% LVR7.968.19+0.23
      3yr Fixed · P&I · Investor · 90–95% LVR8.028.25+0.23
      3yr Fixed · Interest Only · Investor · ≤90% LVR8.018.24+0.23
      4yr Fixed · P&I · Owner-occupier · ≤80% LVR7.287.51+0.23
      4yr Fixed · P&I · Owner-occupier · 80–90% LVR7.437.66+0.23
      4yr Fixed · P&I · Owner-occupier · 90–95% LVR7.527.75+0.23
      4yr Fixed · P&I · Owner-occupier · 95–98% LVR8.738.96+0.23
      4yr Fixed · Interest Only · Owner-occupier · ≤80% LVR7.457.68+0.23
      4yr Fixed · P&I · Investor · ≤90% LVR7.908.13+0.23
      4yr Fixed · P&I · Investor · 90–95% LVR8.088.31+0.23
      4yr Fixed · Interest Only · Investor · ≤90% LVR7.968.19+0.23
      5yr Fixed · P&I · Owner-occupier · ≤80% LVR7.287.51+0.23
      5yr Fixed · P&I · Owner-occupier · 80–90% LVR7.467.69+0.23
      5yr Fixed · P&I · Owner-occupier · 90–95% LVR7.597.82+0.23
      5yr Fixed · P&I · Owner-occupier · 95–98% LVR8.758.97+0.22
      5yr Fixed · Interest Only · Owner-occupier · ≤80% LVR7.487.71+0.23
      5yr Fixed · P&I · Investor · ≤90% LVR7.858.07+0.22
      5yr Fixed · P&I · Investor · 90–95% LVR8.158.37+0.22
      5yr Fixed · Interest Only · Investor · ≤90% LVR7.938.15+0.22
      +0.22 to +0.24

The Complete Fixed Home Loan Package includes a fixed home loan, up to 9 offset accounts, a credit card and other good stuff - including our great rates.

Also from Bankwest: Bankwest Simple Home Loan 6.52% · Complete Variable Home Loan Package 6.88% · Fixed Rate Home Loan 8.34%

As of 1 November 2026, the Bankwest Complete Fixed Home Loan Package's 4-year fixed owner-occupier P&I variant has a comparison rate of 7.51% (6.94% advertised), ranking 33rd of 37 4-year fixed owner-occupier P&I loans. The product comes in 40 variants; the others are investor, interest-only, other fixed terms and other LVR bands. Its rate last moved on 10 October 2026, 10 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.