As of 18 September 2026, the Bankwest Complete Fixed Home Loan Package's 4-year fixed owner-occupier P&I variant has a comparison rate of 7.28% (6.74% advertised), ranking 27th of 35 4-year fixed owner-occupier P&I loans. The product comes in 40 variants; the others are investor, interest-only, other fixed terms and other LVR bands.
7.28%comparison rate p.a.
6.74% advertised · 4yr Fixed · P&I · Owner-occupier · ≤80% LVR
39 other variants: investor, interest-only, other fixed terms and other LVR bands below.
Rate over time
Comparison rate · 4yr Fixed · P&I · Owner-occupier · ≤80% LVR- Complete Fixed Home Loan Package · 4yr Fixed · P&I · Owner-occupier
- RBA cash rate
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates by variant
Comparison rate · advertised rate- 1yr Fixed · P&I · Owner-occupier · ≤80% LVR
- 7.32% comparison · 6.49% advertised
- 1yr Fixed · P&I · Owner-occupier · 80–90% LVR
- 7.36% comparison · 6.89% advertised
- 1yr Fixed · P&I · Owner-occupier · 90–95% LVR
- 7.32% comparison · 7.29% advertised
- 1yr Fixed · P&I · Owner-occupier · 95–98% LVR
- 8.71% comparison · 8.09% advertised
- 1yr Fixed · Interest Only · Owner-occupier · ≤80% LVR
- 7.37% comparison · 6.99% advertised
- 1yr Fixed · P&I · Investor · ≤90% LVR
- 8.13% comparison · 6.69% advertised
- 1yr Fixed · P&I · Investor · 90–95% LVR
- 7.90% comparison · 7.79% advertised
- 1yr Fixed · Interest Only · Investor · ≤90% LVR
- 8.15% comparison · 6.89% advertised
- 2yr Fixed · P&I · Owner-occupier · ≤80% LVR
- 7.29% comparison · 6.59% advertised
- 2yr Fixed · P&I · Owner-occupier · 80–90% LVR
- 7.37% comparison · 6.99% advertised
- 2yr Fixed · P&I · Owner-occupier · 90–95% LVR
- 7.38% comparison · 7.39% advertised
- 2yr Fixed · P&I · Owner-occupier · 95–98% LVR
- 8.70% comparison · 8.19% advertised
- 2yr Fixed · Interest Only · Owner-occupier · ≤80% LVR
- 7.38% comparison · 7.09% advertised
- 2yr Fixed · P&I · Investor · ≤90% LVR
- 8.03% comparison · 6.79% advertised
- 2yr Fixed · P&I · Investor · 90–95% LVR
- 7.95% comparison · 7.89% advertised
- 2yr Fixed · Interest Only · Investor · ≤90% LVR
- 8.07% comparison · 6.99% advertised
- 3yr Fixed · P&I · Owner-occupier · ≤80% LVR
- 7.29% comparison · 6.69% advertised
- 3yr Fixed · P&I · Owner-occupier · 80–90% LVR
- 7.40% comparison · 7.09% advertised
- 3yr Fixed · P&I · Owner-occupier · 90–95% LVR
- 7.45% comparison · 7.49% advertised
- 3yr Fixed · P&I · Owner-occupier · 95–98% LVR
- 8.72% comparison · 8.29% advertised
- 3yr Fixed · Interest Only · Owner-occupier · ≤80% LVR
- 7.42% comparison · 7.19% advertised
- 3yr Fixed · P&I · Investor · ≤90% LVR
- 7.96% comparison · 6.89% advertised
- 3yr Fixed · P&I · Investor · 90–95% LVR
- 8.02% comparison · 7.99% advertised
- 3yr Fixed · Interest Only · Investor · ≤90% LVR
- 8.01% comparison · 7.09% advertised
- 4yr Fixed · P&I · Owner-occupier · ≤80% LVR
- 7.28% comparison · 6.74% advertised
- 4yr Fixed · P&I · Owner-occupier · 80–90% LVR
- 7.43% comparison · 7.14% advertised
- 4yr Fixed · P&I · Owner-occupier · 90–95% LVR
- 7.52% comparison · 7.54% advertised
- 4yr Fixed · P&I · Owner-occupier · 95–98% LVR
- 8.73% comparison · 8.34% advertised
- 4yr Fixed · Interest Only · Owner-occupier · ≤80% LVR
- 7.45% comparison · 7.24% advertised
- 4yr Fixed · P&I · Investor · ≤90% LVR
- 7.90% comparison · 6.94% advertised
- 4yr Fixed · P&I · Investor · 90–95% LVR
- 8.08% comparison · 8.04% advertised
- 4yr Fixed · Interest Only · Investor · ≤90% LVR
- 7.96% comparison · 7.14% advertised
- 5yr Fixed · P&I · Owner-occupier · ≤80% LVR
- 7.28% comparison · 6.79% advertised
- 5yr Fixed · P&I · Owner-occupier · 80–90% LVR
- 7.46% comparison · 7.19% advertised
- 5yr Fixed · P&I · Owner-occupier · 90–95% LVR
- 7.59% comparison · 7.59% advertised
- 5yr Fixed · P&I · Owner-occupier · 95–98% LVR
- 8.75% comparison · 8.39% advertised
- 5yr Fixed · Interest Only · Owner-occupier · ≤80% LVR
- 7.48% comparison · 7.29% advertised
- 5yr Fixed · P&I · Investor · ≤90% LVR
- 7.85% comparison · 6.99% advertised
- 5yr Fixed · P&I · Investor · 90–95% LVR
- 8.15% comparison · 8.09% advertised
- 5yr Fixed · Interest Only · Investor · ≤90% LVR
- 7.93% comparison · 7.19% advertised
Fees
Headline variant- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- $300
Features
Headline variant- Offset account
- Yes
- Redraw
- No
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
Eligibility
- Minimum loan
- $200,000
About this product
The Complete Fixed Home Loan Package includes a fixed home loan, up to 9 offset accounts, a credit card and other good stuff - including our great rates.