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easyStreet · Home loan · Variable

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STREET SMART VARIABLE HOME LOAN - OWNER-OCCUPIED (Principal and Interest)

As of 18 September 2026, the easyStreet STREET SMART VARIABLE HOME LOAN - OWNER-OCCUPIED (Principal and Interest)'s variable owner-occupier P&I variant has a comparison rate of 6.14% (6.09% advertised), ranking 12th of 107 variable owner-occupier P&I loans and sitting 0.62 points below the market average of 6.76%.

6.14%comparison rate p.a.

6.09% advertised · Variable · P&I · Owner-occupier

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Rate over time

Comparison rate · Variable · P&I · Owner-occupier
  • STREET SMART VARIABLE HOME LOAN - OWNER-OCCUPIED (Principal and Interest) · Variable · P&I · Owner-occupier
  • RBA cash rate
  • Market average
4.005.006.007.00Today6.14% p.a. today

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates by variant

Comparison rate · advertised rate
Variable · P&I · Owner-occupier
6.14% comparison · 6.09% advertised

Fees

Application fee
$500
Ongoing fee
None
Discharge fee
None
Redraw fee
None

Features

Offset account
Yes
Redraw
Yes
Extra repayments
Yes
Portable
No
Repayment holiday
No

Eligibility

Minimum loan
$50,000

About this product

A variable loan for owner occupiers with flexible features such as a 100% offset account to help pay your loan off sooner. Includes a competitive rate, fee free redraw and no monthly or annual fees.

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