Lender profile · Home loans
LiveeasyStreet home loans
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As of 18 September 2026, easyStreet has 13 home loan products tracked by BankMate. Its lowest comparison rate for an owner-occupier paying principal and interest on a variable loan is 6.14% (STREET SMART VARIABLE HOME LOAN - OWNER-OCCUPIED (Principal and Interest)), ranking 12th of 107 variable owner-occupier P&I loans and sitting 0.62 points below the market average of 6.76%.
- Lowest comparison rate
- 6.14%
- STREET SMART VARIABLE HOME LOAN - OWNER-OCCUPIED (Principal and Interest)
- Market rank
- #12
- of 107 variable owner-occupier P&I loans
- Products
- 13
- 13 variants
- Last change
- —
- None recorded yet
Rates over time
Comparison rate of each product's headline variant- RBA cash rate
- Market average
- STREET SMART VARIABLE HOME LOAN - INVESTMENT (Principal and Interest)
- STREET SMART VARIABLE HOME LOAN - OWNER-OCCUPIED (Principal and Interest)
- 1 YEAR FIXED HOME LOAN - OWNER-OCCUPIED (Principal and Interest)
- 1 YEAR FIXED HOME LOAN - INVESTMENT (Principal and Interest)
- 3 YEAR FIXED HOME LOAN - INVESTMENT (Principal and Interest)
- 3 YEAR FIXED HOME LOAN - OWNER-OCCUPIED (Principal and Interest)
- 2 YEAR FIXED HOME LOAN - OWNER-OCCUPIED (Principal and Interest)
- 2 YEAR FIXED HOME LOAN - INVESTMENT (Principal and Interest)
- 1 YEAR FIXED HOME LOAN - INVESTMENT (Interest Only)
- STREET SMART VARIABLE HOME LOAN - OWNER-OCCUPIED (Interest Only)
- STREET SMART VARIABLE HOME LOAN - INVESTMENT (Interest Only)
- 2 YEAR FIXED HOME LOAN - INVESTMENT (Interest Only)
- 3 YEAR FIXED HOME LOAN - INVESTMENT (Interest Only)
What changed
No changes recorded for easyStreet's home loans since tracking began on 12 September 2026.
Home loans
Headline variant: owner-occupier · P&I · ≤80% LVR · comparison rateVariable · 4
Variable · P&I · Investor · offset account · redraw · no ongoing fee
6.14%#1 of 81comparison · 6.09% advertised
- Application fee
- $500
- Ongoing fee
- None
- Discharge fee
- None
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
Variable · P&I · Owner-occupier · offset account · redraw · no ongoing fee
6.14%#12 of 107comparison · 6.09% advertised
- Application fee
- $500
- Ongoing fee
- None
- Discharge fee
- None
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
Variable · Interest Only · Owner-occupier · offset account · redraw · no ongoing fee
6.20%#4 of 68comparison · 6.24% advertised
- Application fee
- $500
- Ongoing fee
- None
- Discharge fee
- None
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
Variable · Interest Only · Investor · offset account · redraw · no ongoing fee
6.20%#1 of 80comparison · 6.24% advertised
- Application fee
- $500
- Ongoing fee
- None
- Discharge fee
- None
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
Fixed · 9
1yr Fixed · P&I · Owner-occupier · offset account · redraw · no ongoing fee
1y 6.16%6.16%#4 of 49comparison · 6.34% advertised
- Application fee
- $500
- Ongoing fee
- None
- Discharge fee
- None
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
1yr Fixed · P&I · Investor · offset account · redraw · no ongoing fee
6.16%#1 of 43comparison · 6.34% advertised
- Application fee
- $500
- Ongoing fee
- None
- Discharge fee
- None
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
3yr Fixed · P&I · Investor · offset account · redraw · no ongoing fee
6.18%#1 of 45comparison · 6.24% advertised
- Application fee
- $500
- Ongoing fee
- None
- Discharge fee
- None
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
3yr Fixed · P&I · Owner-occupier · offset account · redraw · no ongoing fee
3y 6.18%6.18%#3 of 50comparison · 6.24% advertised
- Application fee
- $500
- Ongoing fee
- None
- Discharge fee
- None
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
2yr Fixed · P&I · Owner-occupier · offset account · redraw · no ongoing fee
2y 6.19%6.19%#4 of 49comparison · 6.34% advertised
- Application fee
- $500
- Ongoing fee
- None
- Discharge fee
- None
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
2yr Fixed · P&I · Investor · offset account · redraw · no ongoing fee
6.19%#1 of 45comparison · 6.34% advertised
- Application fee
- $500
- Ongoing fee
- None
- Discharge fee
- None
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
1yr Fixed · Interest Only · Investor · offset account · redraw · no ongoing fee
6.19%#1 of 44comparison · 6.64% advertised
- Application fee
- $500
- Ongoing fee
- None
- Discharge fee
- None
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
2yr Fixed · Interest Only · Investor · offset account · redraw · no ongoing fee
6.24%#1 of 45comparison · 6.64% advertised
- Application fee
- $500
- Ongoing fee
- None
- Discharge fee
- None
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
3yr Fixed · Interest Only · Investor · offset account · redraw · no ongoing fee
6.26%#1 of 44comparison · 6.54% advertised
- Application fee
- $500
- Ongoing fee
- None
- Discharge fee
- None
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
Investor, interest-only and other LVR-band variants sit behind each product; ranks are within the variant's own cohort. Compare all home loans · Home loan report
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