easyStreet home loans
2 home loans with 13 options: variable or fixed from 1 to 3 years, for owner-occupiers or investors, paying principal and interest or interest only. Headline variant: owner-occupier · P&I · ≤80% LVR · comparison rate.
- STREET SMART VARIABLE HOME LOANOffset account · redraw · no ongoing fee6.34%
- FIXED HOME LOANOffset account · redraw · no ongoing fee–
The lowest rate for each choice: the comparison rate where the lender publishes one, else the advertised rate. Every variant is on the loan's own page.
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
October 20268 changes
- 17Sat
- STREET SMART VARIABLE HOME LOAN - OWNER-OCCUPIED (Interest Only)variable owner-occupier interest-only 6.20 → 6.4017 days after the RBA rise to 4.60%+0.20
- 2 YEAR FIXED HOME LOAN - INVESTMENT (Principal and Interest)2-year fixed investor P&I 6.19 → 6.3917 days after the RBA rise to 4.60%+0.20
- STREET SMART VARIABLE HOME LOAN - INVESTMENT (Interest Only)variable investor interest-only 6.20 → 6.4017 days after the RBA rise to 4.60%+0.20
- 3 YEAR FIXED HOME LOAN - INVESTMENT (Interest Only)3-year fixed investor interest-only 6.26 → 6.4617 days after the RBA rise to 4.60%+0.20
- STREET SMART VARIABLE HOME LOAN - OWNER-OCCUPIED (Principal and Interest)variable owner-occupier P&I 6.14 → 6.3417 days after the RBA rise to 4.60%+0.20
- 2 YEAR FIXED HOME LOAN - INVESTMENT (Interest Only)2-year fixed investor interest-only 6.24 → 6.4417 days after the RBA rise to 4.60%+0.20
- 3 YEAR FIXED HOME LOAN - OWNER-OCCUPIED (Principal and Interest)3-year fixed owner-occupier P&I 6.18 → 6.3817 days after the RBA rise to 4.60%+0.20
- 1 YEAR FIXED HOME LOAN - INVESTMENT (Principal and Interest)1-year fixed investor P&I 6.16 → 6.3617 days after the RBA rise to 4.60%+0.20
Investor, interest-only and other LVR-band variants sit behind each product; ranks are within the variant's own cohort. Compare home loans · Home loan report
Notes on easyStreet home loans
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As of 1 November 2026, easyStreet has two home loan products in 13 variants tracked by BankMate. Its lowest comparison rate for an owner-occupier paying principal and interest on a variable loan is 6.34% (STREET SMART VARIABLE HOME LOAN), ranking 22nd of 93 variable owner-occupier P&I loans and sitting 0.24 points below the market average of 6.58%. Its rates last moved on 17 October 2026, 17 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.