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Home loan · Variable

STREET SMART VARIABLE HOME LOAN

Loan for
Repayments

6.34%comparison rate p.a. · 6.29% advertised

Variable · P&I · Owner-occupier · ≤80% LVR

22nd of 93 variable owner-occupier P&I loans

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Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Offset account
Yes
Redraw
Yes
Extra repayments
Yes
Application fee
$500
Ongoing fee
None
Discharge fee
None
Compare all 321 home loans
Compare easyStreet STREET SMART VARIABLE side by side

Variable · P&I · Owner-occupier · ≤80% LVR
6.34% comparison · 6.29% advertised
Variable · Interest Only · Owner-occupier · ≤80% LVR
6.40% comparison · 6.44% advertised
Variable · P&I · Investor · ≤80% LVR
6.34% comparison · 6.29% advertised
Variable · Interest Only · Investor · ≤80% LVR
6.40% comparison · 6.44% advertised

Application fee
$500
Ongoing fee
None
Discharge fee
None
Redraw fee
None

Offset account
Yes
Redraw
Yes
Extra repayments
Yes
Portable
No
Repayment holiday
No

Minimum loan
$50,000

  • STREET SMART VARIABLE HOME LOAN · Variable · P&I · Owner-occupier
  • RBA cash rate
  • Market average
5.006.00SepOctToday6.34% p.a. today

October 20264 changes

  1. 17Sat
    • Variable owner-occupier interest-only 6.20 → 6.4017 days after the RBA rise to 4.60%
      +0.20
    • Variable investor interest-only 6.20 → 6.4017 days after the RBA rise to 4.60%
      +0.20
    • Variable owner-occupier P&I 6.14 → 6.3417 days after the RBA rise to 4.60%
      +0.20
    • Variable investor P&I 6.14 → 6.3417 days after the RBA rise to 4.60%
      +0.20

A variable loan for owner occupiers with flexible features such as a 100% offset account to help pay your loan off sooner. Includes a competitive rate, fee free redraw and no monthly or annual fees.

Also from easyStreet: FIXED HOME LOAN 6.36%

As of 2 November 2026, the easyStreet STREET SMART VARIABLE HOME LOAN's variable owner-occupier P&I variant has a comparison rate of 6.34% (6.29% advertised), ranking 22nd of 93 variable owner-occupier P&I loans and sitting 0.24 points below the market average of 6.58%. The product comes in 4 variants; the others are investor and interest-only. Its rate last moved on 17 October 2026, 17 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.