BankMate

Home loan · 1yr Fixed

FIXED HOME LOAN

Rate
Loan for
Repayments

6.36%comparison rate p.a. · 6.54% advertised

1yr Fixed · P&I · Owner-occupier · ≤80% LVR

9th of 50 1-year fixed owner-occupier P&I loans

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The same choices at every rate type

Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Offset account
Yes
Redraw
Yes
Extra repayments
Yes
Application fee
$500
Ongoing fee
None
Discharge fee
None
Compare all 321 home loans
Compare easyStreet Fixed Rate Home Loan side by side

1yr Fixed · P&I · Owner-occupier · ≤80% LVR
6.36% comparison · 6.54% advertised
1yr Fixed · P&I · Investor · ≤80% LVR
6.36% comparison · 6.54% advertised
1yr Fixed · Interest Only · Investor · ≤80% LVR
6.39% comparison · 6.84% advertised
2yr Fixed · P&I · Owner-occupier · ≤80% LVR
6.39% comparison · 6.54% advertised
2yr Fixed · P&I · Investor · ≤80% LVR
6.39% comparison · 6.54% advertised
2yr Fixed · Interest Only · Investor · ≤80% LVR
6.44% comparison · 6.84% advertised
3yr Fixed · P&I · Owner-occupier · ≤80% LVR
6.38% comparison · 6.44% advertised
3yr Fixed · P&I · Investor · ≤80% LVR
6.18% comparison · 6.44% advertised
3yr Fixed · Interest Only · Investor · ≤80% LVR
6.46% comparison · 6.74% advertised

Application fee
$500
Ongoing fee
None
Discharge fee
None
Redraw fee
None

Offset account
Yes
Redraw
Yes
Extra repayments
Yes
Portable
No
Repayment holiday
No

Minimum loan
$50,000

  • FIXED HOME LOAN · 1yr Fixed · P&I · Owner-occupier
  • RBA cash rate
5.006.00SepOctToday6.36% p.a. today

October 20268 changes

  1. 17Sat
    • 2-year fixed investor P&I 6.19 → 6.3917 days after the RBA rise to 4.60%
      +0.20
    • 3-year fixed investor interest-only 6.26 → 6.4617 days after the RBA rise to 4.60%
      +0.20
    • 2-year fixed investor interest-only 6.24 → 6.4417 days after the RBA rise to 4.60%
      +0.20
    • 3-year fixed owner-occupier P&I 6.18 → 6.3817 days after the RBA rise to 4.60%
      +0.20
    • 1-year fixed investor P&I 6.16 → 6.3617 days after the RBA rise to 4.60%
      +0.20
    • 2-year fixed owner-occupier P&I 6.19 → 6.3917 days after the RBA rise to 4.60%
      +0.20
    • 1-year fixed owner-occupier P&I 6.16 → 6.3617 days after the RBA rise to 4.60%
      +0.20
    • 1-year fixed investor interest-only 6.19 → 6.3917 days after the RBA rise to 4.60%
      +0.20

A fixed rate for 1 year for owner occupiers wanting certainty of repayments for a period. Comes with a 100% offset account, the ability to make extra repayments and no monthly or annual fees.

Also from easyStreet: STREET SMART VARIABLE HOME LOAN 6.34%

As of 2 November 2026, the easyStreet FIXED HOME LOAN's 1-year fixed owner-occupier P&I variant has a comparison rate of 6.36% (6.54% advertised), ranking 9th of 50 1-year fixed owner-occupier P&I loans. The product comes in 9 variants; the others are investor, interest-only and other fixed terms. Its rate last moved on 17 October 2026, 17 days after the RBA rise to 4.60%. From the provider's Consumer Data Right feed, refreshed nightly.