Personal Loan

As of 18 September 2026, the Bank of Us Personal Loan has a comparison rate of 6.77% (from 6.49% advertised), ranking 25th of 212 unsecured loans tracked by BankMate and sitting 10.36 points below the unsecured market average of 17.13%. It is an unsecured variable-rate loan for any purpose with fees of $200 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.

6.77%comparison rate p.a.

from 6.49% advertised · Unsecured · variable · any purpose

Fees: $200 application.

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Rate over time

Comparison rate · lenders publish the lowest rate in their range

Personal Loan
RBA cash rate
Unsecured average

Changes

No changes recorded for this product since tracking began on 12 September 2026.

Rates

Advertised rate: from 6.49% p.a.
Comparison rate: 6.77% p.a.
Rate type: Variable

Fees

Application fee: $200
Monthly fee: None
Annual fee: None
Early repayment fee: None
Late payment fee: $40

Loan terms

Loan amount: $3,000 – $80,000
Extra repayments: Yes
Early payout: Yes
Redraw: Yes
Flexible repayment frequency: No

Eligibility

Minimum age: 18
Residency: Australian residents only

About this product

With low interest rates, fast approval and flexible repayment options, you can?t go past a Bank of us personal loan. From amounts as little as $3,000, our personal loans are straightforward and super

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