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Bank of Us · Personal loan · Secured · Variable
LiveRESIDENTIALLY SECURED PERSONAL LOAN
As of 18 September 2026, the Bank of Us RESIDENTIALLY SECURED PERSONAL LOAN has a comparison rate of 6.57% (from 6.29% advertised), ranking 2nd of 48 secured loans tracked by BankMate. It is a secured variable-rate loan for any purpose with fees of $200 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
6.57%comparison rate p.a.
from 6.29% advertised · Secured · variable · any purpose
Fees: $200 application.
Rate over time
Comparison rate · lenders publish the lowest rate in their range- RESIDENTIALLY SECURED PERSONAL LOAN
- RBA cash rate
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates
- Advertised rate
- from 6.29% p.a.
- Comparison rate
- 6.57% p.a.
- Rate type
- Variable
Fees
- Application fee
- $200
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Late payment fee
- $40
Loan terms
- Loan amount
- $3,000 – $100,000
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- No
Eligibility
- Minimum age
- 18
- Residency
- Australian residents only
About this product
This personal loan is designed for current Bank of us home loan customers needing extra funds for any worthwhile purpose - and all at a discounted rate.