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Laboratories Credit Union · Personal loan · Unsecured · Variable
LiveHome Renovation Loan
As of 18 September 2026, the Laboratories Credit Union Home Renovation Loan has a comparison rate of 11.14% (from 10.85% advertised), ranking 154th of 212 unsecured loans tracked by BankMate and sitting 5.99 points below the unsecured market average of 17.13%. It is an unsecured variable-rate loan for home improvement with fees of no fees. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
11.14%comparison rate p.a.
from 10.85% advertised · Unsecured · variable · home improvement
No application, monthly or annual fee.
Rate over time
Comparison rate · lenders publish the lowest rate in their range- Home Renovation Loan
- RBA cash rate
- Unsecured average
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates
- Advertised rate
- from 10.85% p.a.
- Comparison rate
- 11.14% p.a.
- Rate type
- Variable
Fees
- Application fee
- None
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
Loan terms
- Loan amount
- $2,000 – $75,000
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- Yes
Eligibility
- Minimum age
- 18