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Laboratories Credit Union · Personal loan · Unsecured · Variable
LiveUsed Cars
As of 18 September 2026, the Laboratories Credit Union Used Cars has a comparison rate of 10.79% (from 10.50% advertised), ranking 148th of 212 unsecured loans tracked by BankMate and sitting 6.34 points below the unsecured market average of 17.13%. It is an unsecured variable-rate loan for car loan with fees of $200 application. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
10.79%comparison rate p.a.
from 10.50% advertised · Unsecured · variable · car loan
Fees: $200 application.
Rate over time
Comparison rate · lenders publish the lowest rate in their range- Used Cars
- RBA cash rate
- Unsecured average
Changes
No changes recorded for this product since tracking began on 12 September 2026.
Rates
- Advertised rate
- from 10.50% p.a.
- Comparison rate
- 10.79% p.a.
- Rate type
- Variable
Fees
- Application fee
- $200
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
Loan terms
- Loan amount
- $1,000 – $50,000
- Extra repayments
- Yes
- Early payout
- Yes
- Redraw
- Yes
- Flexible repayment frequency
- Yes
Eligibility
- Minimum age
- 18
About this product
Variable - Principal and Interest - Cars over 5 years old