Savings · Side by side

Bank First Online Saver Account vs Bank First Strong Start Saver

vs
These are open to different people: Bank First Online Saver Account to anyone 18 or over, Bank First Strong Start Saver only to 15 to 35 year olds.
Interest a year on $50,000
$1,945
3.89% on this balance
$2,825
5.65% on this balance

Bank First Strong Start Saver pays $880 more a year on $50,000 than Bank First Online Saver Account.

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Where they differThe rate (0.05% against 5.65%), how much of a balance the top rate covers, who can open it and the minimum balance.

The same on bothOne rate with nothing to do each month.

Bank FirstOnline Saver Account
Bank FirstStrong Start Saver
Rate on your $50,000
3.89%
blended across its tiers
5.65%
one rate on all of it
+1.76 · Higher rate on this balance
Total rate
0.05%
5.65%
+5.60 · Higher total rate
Top rate paid up to
$2k
$250k
+$248k · Covers more of a balance
Who can open it
Anyone 18 or over
15 to 35 year olds
Minimum balance
None
$0
Rank by total rate
113th of 117
among accounts open to adults
5th of 117
among accounts open to adults
Last rate change
No change
since 7 Oct 2026
16 Oct 2026
up 0.25

Rates over time

Each account's total rate, a cell a week. A move shows as ▲ or ▼ in the week it happened.

Bank First Online Saver Account
Go to siteMore about this account
Bank First Strong Start Saver
Go to siteMore about this account

As of 2 November 2026, Bank First Online Saver Account pays 0.05% with nothing to do each month, and Bank First Strong Start Saver pays 5.65% with nothing to do each month. On $50,000, that's $1,945 against $2,825 a year, $880 more from Bank First Strong Start Saver. Figures are the banks' published rates, worked out on the balance above. Each row says which figure is higher; it doesn't say which account suits you.

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A savings account against a term depositWhat each pays over the same term on your balance