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Defence Bank Kids Club Savings vs Defence Bank Max E Saver

vs
These are open to different people: Defence Bank Kids Club Savings only to anyone under 12, Defence Bank Max E Saver to anyone.
Interest a year on $50,000, with the conditions met
$2,625
5.25% on this balance
$2,550
5.10% on this balance

Defence Bank Kids Club Savings pays $75 more a year on $50,000 than Defence Bank Max E Saver, but it's open only to anyone under 12.

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Where they differThe rate (5.25% against 5.10%), the conditions on the bonus and who can open it.

The same on bothNo cap on the top rate and no minimum balance.

Defence BankKids Club Savings
Defence BankMax E Saver
Interest a year without meeting the conditions
on $50,000
$2,625
No conditions to miss
+$2,575 · More without meeting the conditions
$50
at the base rate
Total rate
base plus bonus
5.25%
+0.15 · Higher total rate
5.10%
Base rate
paid whatever you do
5.25%
the whole rate
+5.15 · Higher base rate
0.10%
Bonus rate
None
one rate, nothing to do
5.00%
with the conditions met
+5.00 · Higher bonus rate
What the bonus asks each month
Nothing
  1. A deposit
  2. No withdrawals
Who can open it
Anyone under 12
Anyone
Rank by total rate
32nd of 114
among accounts open to under-18s
53rd of 117
among accounts open to adults
Last rate change
15 Oct 2026
up 0.25
23 Sep 2026
down 0.10

Rates over time

Each account's total rate, a cell a week. A move shows as ▲ or ▼ in the week it happened.

Defence Bank Kids Club Savings
Go to siteMore about this account
Defence Bank Max E Saver
Go to siteMore about this account

As of 2 November 2026, Defence Bank Kids Club Savings pays 5.25% with nothing to do each month, and Defence Bank Max E Saver pays 5.10% with its monthly conditions met. On $50,000, that's $2,625 against $2,550 a year, $75 more from Defence Bank Kids Club Savings. Figures are the banks' published rates, worked out on the balance above. Each row says which figure is higher; it doesn't say which account suits you.

Compare all 151 accounts

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