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Savings · Side by side

Horizon Direct vs Horizon Bank Super Savers

vs
These are open to different people: Horizon Direct to anyone, Horizon Bank Super Savers only to anyone under 13.
Interest a year on $50,000, with the conditions met
$1,750
3.50% on this balance
$2,625
5.25% on this balance

Horizon Bank Super Savers pays $875 more a year on $50,000 than Horizon Direct, but it's open only to anyone under 13.

Drag to try another balance

Where they differThe rate (3.50% against 5.25%), the conditions on the bonus and who can open it.

The same on bothNo cap on the top rate and no minimum balance.

Horizon BankHorizon Direct
Horizon BankSUPER SAVERS
Interest a year without meeting the conditions
on $50,000
$1,750
No conditions to miss
+$625 · More without meeting the conditions
$1,125
at the base rate
Total rate
base plus bonus
3.50%
5.25%
+1.75 · Higher total rate
Base rate
paid whatever you do
3.50%
the whole rate
+1.25 · Higher base rate
2.25%
Bonus rate
None
one rate, nothing to do
3.00%
with the conditions met
+3.00 · Higher bonus rate
What the bonus asks each month
Nothing
  1. A deposit of at least $2
  2. No withdrawals
Who can open it
Anyone
Anyone under 13
Rank by total rate
91st of 117
among accounts open to adults
32nd of 114
among accounts open to under-18s
Last rate change
1 Nov 2026
up 0.25
2 June 2026
up 0.25

Rates over time

Each account's total rate, a cell a week. A move shows as ▲ or ▼ in the week it happened.

Horizon Direct
Go to siteMore about this account
Horizon Bank Super Savers
Go to siteMore about this account

As of 2 November 2026, Horizon Direct pays 3.50% with nothing to do each month, and Horizon Bank Super Savers pays 5.25% with its monthly conditions met. On $50,000, that's $1,750 against $2,625 a year, $875 more from Horizon Bank Super Savers. Figures are the banks' published rates, worked out on the balance above. Each row says which figure is higher; it doesn't say which account suits you.

Compare all 151 accounts

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