BankMate
CompareQuestionsLeaders
Savings · Side by side

IMB Bank Reward Saver Account vs IMB Bank Reward Saver Kick Start

vs
These are open to different people: IMB Bank Reward Saver Account to anyone 13 or over, IMB Bank Reward Saver Kick Start only to 13 to 29 year olds.
Interest a year on $50,000, with the conditions met
$1,725
3.45% on this balance
$2,800
5.60% on this balance

IMB Bank Reward Saver Kick Start pays $1,075 more a year on $50,000 than IMB Bank Reward Saver Account.

Drag to try another balance

Where they differThe rate (3.45% against 5.60%), the conditions on the bonus, how much of a balance the top rate covers, the intro rate and who can open it.

The same on both$0 a year without meeting the conditions, a 0.00% base rate and no minimum balance.

IMB BankReward Saver Account
IMB BankReward Saver Kick Start
Total rate
base plus bonus
3.45%
5.60%
+2.15 · Higher total rate
Bonus rate
3.45%
with the conditions met
5.60%
with the conditions met
+2.15 · Higher bonus rate
Top rate paid up to
$1M
+$900k · Covers more of a balance
$100k
What the bonus asks each month
  1. A deposit of at least $50
  2. No withdrawals
  1. A deposit of at least $20
  2. No withdrawals
Intro rate
for new accounts
5.60%
for 4 months
None
Who can open it
Anyone 13 or over
13 to 29 year olds
Rank by total rate
93rd of 117
among accounts open to adults
10th of 117
among accounts open to adults
Last rate change
9 Oct 2026
up 0.25
9 Oct 2026
up 0.35

Rates over time

Each account's total rate, a cell a week. A move shows as ▲ or ▼ in the week it happened.

IMB Bank Reward Saver Account
Go to siteMore about this account
IMB Bank Reward Saver Kick Start
Go to siteMore about this account

As of 2 November 2026, IMB Bank Reward Saver Account pays 3.45% with its monthly conditions met, and IMB Bank Reward Saver Kick Start pays 5.60% with its monthly conditions met. On $50,000, that's $1,725 against $2,800 a year, $1,075 more from IMB Bank Reward Saver Kick Start. Figures are the banks' published rates, worked out on the balance above. Each row says which figure is higher; it doesn't say which account suits you.

Compare all 151 accounts

Other comparisons

Macquarie Savings Account vs ubank Save accountUp Saver vs ubank Save accountCommBank GoalSaver vs CommBank NetBank SaverBankwest Easy Saver vs Bankwest Hero SaverSt George Incentive Saver vs St George Maxi SaverNAB iSaver vs NAB Reward SaverBOQ Future Saver Account vs BOQ Simple Saver AccountAMP Bank GO Save vs Macquarie Savings AccountANZ Plus Growth Saver vs Westpac LifeCommBank GoalSaver vs Macquarie Savings AccountBankwest Easy Saver vs Macquarie Savings Account
A savings account against a term depositWhat each pays over the same term on your balance