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Police Bank Bonus Saver Account vs Police Bank Savings Plus Account

vs
Both are open to anyone 18 or over.
Interest a year on $50,000, with the conditions met
$2,400
4.80% on this balance
$450
0.90% on this balance

Police Bank Bonus Saver Account pays $1,950 more a year on $50,000 than Police Bank Savings Plus Account.

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Where they differThe rate (4.80% against 0.90%), the conditions on the bonus and how much of a balance the top rate covers.

The same on bothOpen to anyone 18 or over and no minimum balance.

Police BankBonus Saver Account
Police BankSavings Plus Account
Interest a year without meeting the conditions
on $50,000
$25
at the base rate
$450
No conditions to miss
+$425 · More without meeting the conditions
Total rate
base plus bonus
4.80%
+3.90 · Higher total rate
0.90%
Base rate
paid whatever you do
0.05%
0.90%
the whole rate
+0.85 · Higher base rate
Bonus rate
4.75%
with the conditions met
+4.75 · Higher bonus rate
None
one rate, nothing to do
Top rate paid up to
No cap
Covers all of it · Covers more of a balance
$50k
What the bonus asks each month
  1. A deposit of at least $100
  2. No withdrawals
Nothing
Rank by total rate
70th of 117
among accounts open to adults
110th of 117
among accounts open to adults
Last rate change
1 Nov 2026
up 0.25
No change
since 24 Sep 2026

Rates over time

Each account's total rate, a cell a week. A move shows as ▲ or ▼ in the week it happened.

Police Bank Bonus Saver Account
Go to siteMore about this account
Police Bank Savings Plus Account
Go to siteMore about this account

As of 2 November 2026, Police Bank Bonus Saver Account pays 4.80% with its monthly conditions met, and Police Bank Savings Plus Account pays 0.90% with nothing to do each month. On $50,000, that's $2,400 against $450 a year, $1,950 more from Police Bank Bonus Saver Account. Figures are the banks' published rates, worked out on the balance above. Each row says which figure is higher; it doesn't say which account suits you.

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