Savings · Side by side

Police Bank Bonus Saver Account vs Police Bank U30 Super Charge Account

vs
These are open to different people: Police Bank Bonus Saver Account to anyone 18 or over, Police Bank U30 Super Charge Account only to 18 to 29 year olds.
Interest a year on $50,000, with the conditions met
$2,400
4.80% on this balance
$550
1.10% on this balance

Police Bank Bonus Saver Account pays $1,850 more a year on $50,000 than Police Bank U30 Super Charge Account.

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Where they differThe rate (4.80% against 5.50%), the conditions on the bonus, how much of a balance the top rate covers and who can open it.

The same on bothNo minimum balance.

Police BankBonus Saver Account
Police BankU30 SUPER CHARGE Account
Interest a year without meeting the conditions
on $50,000
$25
at the base rate
$550
No conditions to miss
+$525 · More without meeting the conditions
Rate on your $50,000
4.80%
one rate on all of it
+3.70 · Higher rate on this balance
1.10%
blended across its tiers
Total rate
base plus bonus
4.80%
5.50%
+0.70 · Higher total rate
Base rate
paid whatever you do
0.05%
5.50%
the whole rate
+5.45 · Higher base rate
Bonus rate
4.75%
with the conditions met
+4.75 · Higher bonus rate
None
one rate, nothing to do
Top rate paid up to
No cap
Covers all of it · Covers more of a balance
$10k
What the bonus asks each month
  1. A deposit of at least $100
  2. No withdrawals
Nothing
Who can open it
Anyone 18 or over
18 to 29 year olds
Rank by total rate
70th of 117
among accounts open to adults
16th of 117
among accounts open to adults
Last rate change
1 Nov 2026
up 0.25
15 Oct 2026
up 0.25

Rates over time

Each account's total rate, a cell a week. A move shows as ▲ or ▼ in the week it happened.

Police Bank Bonus Saver Account
Go to siteMore about this account
Police Bank U30 Super Charge Account
Go to siteMore about this account

As of 2 November 2026, Police Bank Bonus Saver Account pays 4.80% with its monthly conditions met, and Police Bank U30 Super Charge Account pays 5.50% with nothing to do each month. On $50,000, that's $2,400 against $550 a year, $1,850 more from Police Bank Bonus Saver Account. Figures are the banks' published rates, worked out on the balance above. Each row says which figure is higher; it doesn't say which account suits you.

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Other comparisons

A savings account against a term depositWhat each pays over the same term on your balance