BankMate
CompareQuestionsLeaders
Savings · Side by side

Queensland Country Bank Star Saver vs Queensland Country Bank Student Money Saver

vs
These are open to different people: Queensland Country Bank Star Saver only to anyone under 13, Queensland Country Bank Student Money Saver only to anyone under 18.
Interest a year on $50,000, with the conditions met
$1,625
3.25% on this balance
$2,275
4.55% on this balance

Queensland Country Bank Student Money Saver pays $650 more a year on $50,000 than Queensland Country Bank Star Saver, but it's open only to anyone under 18.

Drag to try another balance

Where they differThe rate (4.15% against 4.55%), the conditions on the bonus, how much of a balance the top rate covers, who can open it and the minimum balance.

Queensland Country BankStar Saver
Queensland Country BankStudent Money Saver
Interest a year without meeting the conditions
on $50,000
$1,625
No conditions to miss
+$1,550 · More without meeting the conditions
$75
at the base rate
Rate on your $50,000
3.25%
blended across its tiers
4.55%
one rate on all of it
+1.30 · Higher rate on this balance
Total rate
base plus bonus
4.15%
4.55%
+0.40 · Higher total rate
Base rate
paid whatever you do
4.15%
the whole rate
+4.00 · Higher base rate
0.15%
Bonus rate
None
one rate, nothing to do
4.40%
with the conditions met
+4.40 · Higher bonus rate
Top rate paid up to
$5k
No cap
Covers all of it · Covers more of a balance
What the bonus asks each month
Nothing
  1. A deposit of at least $5
  2. At most 1 withdrawal
Who can open it
Anyone under 13
Anyone under 18
Minimum balance
$1
None
Rank by total rate
76th of 114
among accounts open to under-18s
68th of 114
among accounts open to under-18s
Last rate change
15 Oct 2026
up 0.20
15 Oct 2026
up 0.20

Rates over time

Each account's total rate, a cell a week. A move shows as ▲ or ▼ in the week it happened.

Queensland Country Bank Star Saver
Go to siteMore about this account
Queensland Country Bank Student Money Saver
Go to siteMore about this account

As of 2 November 2026, Queensland Country Bank Star Saver pays 4.15% with nothing to do each month, and Queensland Country Bank Student Money Saver pays 4.55% with its monthly conditions met. On $50,000, that's $1,625 against $2,275 a year, $650 more from Queensland Country Bank Student Money Saver. Figures are the banks' published rates, worked out on the balance above. Each row says which figure is higher; it doesn't say which account suits you.

Compare all 151 accounts

Other comparisons

Macquarie Savings Account vs ubank Save accountUp Saver vs ubank Save accountCommBank GoalSaver vs CommBank NetBank SaverBankwest Easy Saver vs Bankwest Hero SaverSt George Incentive Saver vs St George Maxi SaverNAB iSaver vs NAB Reward SaverBOQ Future Saver Account vs BOQ Simple Saver AccountAMP Bank GO Save vs Macquarie Savings AccountANZ Plus Growth Saver vs Westpac LifeCommBank GoalSaver vs Macquarie Savings AccountBankwest Easy Saver vs Macquarie Savings Account
A savings account against a term depositWhat each pays over the same term on your balance