Savings · Side by side
Unity Bank Bonus Saver Account vs Unity Bank MoneyMAX
vs
Interest a year on $50,000, with the conditions met
$2,300
4.60% on this balance
$2,250
4.50% on this balance
Unity Bank Bonus Saver Account pays $50 more a year on $50,000 than Unity Bank MoneyMAX.
Drag to try another balance
Where they differThe rate (4.60% against 4.50%) and the conditions on the bonus.
The same on bothNo cap on the top rate, open to anyone and no minimum balance.
Unity BankBonus Saver Account
Unity BankMoneyMAX
Figure by figure
Interest a year without meeting the conditions
on $50,000
$50
at the base rate
$2,250
No conditions to miss
+$2,200 · More without meeting the conditions
Total rate
base plus bonus
4.60%
+0.10 · Higher total rate
4.50%
Base rate
paid whatever you do
0.10%
4.50%
the whole rate
+4.40 · Higher base rate
Bonus rate
4.50%
with the conditions met
+4.50 · Higher bonus rate
None
one rate, nothing to do
What the bonus asks each month
- A deposit of at least $100
- No withdrawals
Nothing
Rank by total rate
73rd of 117
among accounts open to adults
80th of 117
among accounts open to adults
Last rate change
2 June 2026
up 0.20
4 June 2026
up 0.25
Rates over time
Each account's total rate, a cell a week. A move shows as ▲ or ▼ in the week it happened.
As of 2 November 2026, Unity Bank Bonus Saver Account pays 4.60% with its monthly conditions met, and Unity Bank MoneyMAX pays 4.50% with nothing to do each month. On $50,000, that's $2,300 against $2,250 a year, $50 more from Unity Bank Bonus Saver Account. Figures are the banks' published rates, worked out on the balance above. Each row says which figure is higher; it doesn't say which account suits you.
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