The BOQ Premier Investment Term Deposit pays up to 5.05% p.a. as of 18 September 2026, over a 12-month term, 184th of 590 12-month deposits tracked by BankMate. It is offered over seven terms from 3 months to 1 year, with interest paid at maturity or monthly, from a $5,000 deposit. Its rates last changed on 8 July 2026.
5.05%p.a. · 1 year
interest at maturity or monthly; from $5,000
Rates over time
Best rate per term- RBA cash rate
- Market average · 12-month deposits
- 3 months
- 6 months
- 9 months
- 1 year
Changes
1 change since 9 Apr 2026- Premier Investment Term Deposit · 12 terms cut 0.05 to 0.20mixed
- 3-month 4.45 → 4.40
- 4-month 4.55 → 4.50
- 4-month 4.45 → 4.40
- 6-month 4.85 → 4.80
- 6-month 4.75 → 4.70
- 7-month 4.85 → 4.80
- 7-month 4.75 → 4.70
- 8-month 4.20 → 4.00
- 9-month 5.00 → 4.95
- 9-month 4.90 → 4.85
- 12-month 5.10 → 5.05
- 12-month 5.00 → 4.95
Rates by term
Ranked within each term- 3 months
- 4.50% · #143 of 369 3-month deposits
- 6 months
- 4.80% · #162 of 547 6-month deposits
- 9 months
- 4.95% · #116 of 500 9-month deposits
- 1 year
- 5.05% · #184 of 590 12-month deposits
Deposit
- Minimum deposit
- $5,000
- Maximum deposit
- $249,999
Interest
- Paid
- At maturity or Monthly
- Compounding
- monthly
Early withdrawal
- Before maturity
- Allowed · Access your funds prior to maturity by providing 31 days prior notice to redeem your account early (an interest adjustment and early payout fee apply)
About this product
Rewarding you with higher interest on balances over $5,000. Enjoy the security of a fixed rate for your nominated term