The HSBC AUD Term Deposit pays up to 4.75% p.a. as of 18 September 2026, over a 3-month term, 115th of 369 3-month deposits tracked by BankMate. It is offered over 16 terms from 3 months to 5 years, with interest paid at maturity.
4.75%p.a. · 3 months
interest at maturity; from $0
Rates over time
Best rate per term- RBA cash rate
- Market average · 12-month deposits
- 3 months
- 6 months
- 9 months
- 1 year
- 2 years
- 3 years
- 5 years
- 15 months
- 18 months
- 4 years
Changes
No changes recorded for this product since tracking began on 2 May 2026.
Rates by term
Ranked within each term- 3 months
- 4.75% · #115 of 369 3-month deposits
- 6 months
- 4.50% · #237 of 547 6-month deposits
- 9 months
- 3.15% · #494 of 500 9-month deposits
- 1 year
- 3.15% · #583 of 590 12-month deposits
- 2 years
- 3.50% · #333 of 394 24-month deposits
- 3 years
- 3.50% · #286 of 345 36-month deposits
- 5 years
- 3.50% · #88 of 152 60-month deposits
- 15 months
- 3.25% · #28 of 29 15-month deposits
- 18 months
- 3.25% · #120 of 122 18-month deposits
- 4 years
- 3.50% · #119 of 157 48-month deposits
Deposit
- Minimum deposit
- $0
- Maximum deposit
- No cap published
Interest
- Paid
- At maturity
- Compounding
- monthly
Early withdrawal
- Before maturity
- Allowed · This product has a fixed term. If you wish to withdraw the funds from the Term Deposit account prior to maturity, you will need to provide 31 days' notice (except in certain cases of hardship). An early withdrawal administration fee and interest reduction will apply
About this product
An HSBC Term Deposit Account offers a fixed interest rate for your chosen term and is ideal to help you save.