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Bank profile · Term deposits
LiveHSBC term deposits
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As of 18 September 2026, HSBC has one term deposit product tracked by BankMate, over 16 terms from 3 months to 5 years. Its highest rate is 4.75% p.a. on the AUD Term Deposit for 3 months, 115th of 369 3-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term.
- Best rate
- 4.75%
- 3 months · AUD Term Deposit
- Market rank
- #115
- of 369 3-month deposits
- Terms
- 16
- 1 product
- Last change
- —
- None recorded yet
Rates over time
Best 12-month rate per product- AUD Term Deposit
- RBA cash rate
- Market average · 12-month deposits
What changed
No changes recorded for HSBC's term deposits since tracking began on 2 May 2026.
Term deposits
Best rate per product, by term · ranked within each terminterest at maturity · from $0 · 16 terms
3 mo 4.75%6 mo 4.50%9 mo 3.15%1 yr 3.15%2 yr 3.50%3 yr 3.50%5 yr 3.50%15 mo 3.25%18 mo 3.25%4 yr 3.50%4.75%#115 of 3693 months
- 3 months
- 4.75% · #115 of 369
- 6 months
- 4.50% · #237 of 547
- 9 months
- 3.15% · #494 of 500
- 1 year
- 3.15% · #583 of 590
- 2 years
- 3.50% · #333 of 394
- 3 years
- 3.50% · #286 of 345
- 5 years
- 3.50% · #88 of 152
- 15 months
- 3.25% · #28 of 29
- 18 months
- 3.25% · #120 of 122
- 4 years
- 3.50% · #119 of 157
- Minimum deposit
- $0
- Interest paid
- At maturity
- Early withdrawal
- Allowed · This product has a fixed term. If you wish to withdraw the funds from the Term Deposit account prior to maturity, you will need to provide 31 days' notice (except in certain cases of hardship). An early withdrawal administration fee and interest reduction will apply
Rank compares deposits within the same headline term, as the Term deposit report does. Compare all term deposits
Notes on HSBC term deposits
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