Lender profile · Personal loans
LiveHSBC personal loans
HSBC also offers savings accounts, credit cards and term deposits · Provider overview →
As of 18 September 2026, HSBC has one personal loan tracked by BankMate. Its lowest comparison rate is 13.54% on the HSBC Personal Loan (unsecured · fixed · car loan), ranking 187th of 212 unsecured loans and sitting 3.59 points below the unsecured market average of 17.13%. Lenders publish the lowest rate in their range; the rate offered depends on the applicant.
- Lowest comparison rate
- 13.54%
- HSBC Personal Loan
- Market rank
- #187
- of 212 unsecured loans
- Loans
- 1
- 1 unsecured · 0 secured
- Last change
- —
- None recorded yet
Rates over time
Comparison rate · lenders publish the lowest rate in their range- HSBC Personal Loan
- RBA cash rate
- Unsecured average
What changed
No changes recorded for HSBC's personal loans since tracking began on 12 September 2026.
Personal loans
Comparison rate · ranked within unsecured or secured loansUnsecured · fixed · car loan · $150 application · $5/mo
13.54%#187 of 212comparison · from 12.99% advertised
- Advertised rate
- from 12.99% p.a.
- Comparison rate
- 13.54% p.a.
- Rate type
- Fixed
- Application fee
- $150
- Monthly fee
- $5
- Annual fee
- None
- Early repayment fee
- $199
- Loan amount
- $5,000 – $50,000
- Loan term
- 1 year to 5 years
Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Compare all personal loans · Personal loan report
Notes on HSBC personal loans
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