Issuer profile · Credit cards
LiveHSBC credit cards
HSBC also offers savings accounts, term deposits and personal loans · Provider overview →
As of 18 September 2026, HSBC has six credit cards tracked by BankMate.
- Top bonus
- —
- No sign-up bonus on offer
- Lowest annual fee
- $99
- of 100 cards
- Cards
- 6
- 0 with a bonus · 3 programs
- Last change
- —
- None recorded yet
What changed
No changes recorded for HSBC's credit cards since tracking began on 10 September 2026.
Cards
Ranked by bonus net of first-year fee · of 51 bonus cardsHSBC Rewards Plus · 2
1.5 HSBC Rewards Plus pts per $ · $199 fee, $0 in year 1 · domestic lounges
—No bonus · $199 fee, $0 in year 1- Annual fee
- $199
- First-year fee
- $0
- Additional cardholder
- Free
- Rewards program
- HSBC Rewards Plus
- Base earn rate
- 1.5 HSBC Rewards Plus pts per $
- Purchase rate
- 19.99% p.a.
- Cash advance rate
- 21.99% p.a.
- Airport lounges
- Domestic
- Complimentary travel insurance
- Yes
1.5 HSBC Rewards Plus pts per $ · $199 fee, $0 in year 1 · domestic lounges
—No bonus · $199 fee, $0 in year 1- Annual fee
- $199
- First-year fee
- $0
- Additional cardholder
- Free
- Rewards program
- HSBC Rewards Plus
- Base earn rate
- 1.5 HSBC Rewards Plus pts per $
- Purchase rate
- 19.99% p.a.
- Cash advance rate
- 21.99% p.a.
- Airport lounges
- Domestic
- Complimentary travel insurance
- Yes
Qantas Frequent Flyer · 2
1.5 Qantas Frequent Flyer pts per $ · $399 fee, $0 in year 1
—No bonus · $399 fee, $0 in year 1- Annual fee
- $399
- First-year fee
- $0
- Additional cardholder
- Free
- Rewards program
- Qantas Frequent Flyer
- Base earn rate
- 1.5 Qantas Frequent Flyer pts per $
- Purchase rate
- 19.99% p.a.
- Cash advance rate
- 21.99% p.a.
- Complimentary travel insurance
- Yes
- Purchase protection
- Yes
1.5 Qantas Frequent Flyer pts per $ · $399 fee, $0 in year 1 · domestic lounges
—No bonus · $399 fee, $0 in year 1- Annual fee
- $399
- First-year fee
- $0
- Additional cardholder
- Free
- Rewards program
- Qantas Frequent Flyer
- Base earn rate
- 1.5 Qantas Frequent Flyer pts per $
- Purchase rate
- 19.99% p.a.
- Cash advance rate
- 21.99% p.a.
- Airport lounges
- Domestic
- Complimentary travel insurance
- Yes
Earn 1 Star Alliance Point per $1 spent on eligible purchases, up to $3,000 per statement period and 0.5 Star Alliance points per $1 spent on eligible purchases thereafter. The earning of Star Alliance Points is uncapped. · 1
0.5 Earn 1 Star Alliance Point per $1 spent on eligible purchases, up to $3,000 per statement period and 0.5 Star Alliance points per $1 spent on eligible purchases thereafter. The earning of Star Alliance Points is uncapped. pts per $ · $499 fee, $0 in year 1
—No bonus · $499 fee, $0 in year 1- Annual fee
- $499
- First-year fee
- $0
- Additional cardholder
- Free
- Rewards program
- Earn 1 Star Alliance Point per $1 spent on eligible purchases, up to $3,000 per statement period and 0.5 Star Alliance points per $1 spent on eligible purchases thereafter. The earning of Star Alliance Points is uncapped.
- Base earn rate
- 0.5 Earn 1 Star Alliance Point per $1 spent on eligible purchases, up to $3,000 per statement period and 0.5 Star Alliance points per $1 spent on eligible purchases thereafter. The earning of Star Alliance Points is uncapped. pts per $
- Purchase rate
- 19.99% p.a.
- Cash advance rate
- 21.99% p.a.
- Complimentary travel insurance
- Yes
- Purchase protection
- Yes
No rewards · 1
- Annual fee
- $99
- Additional cardholder
- Free
- Foreign transaction fee
- None
- Rewards program
- None
- Purchase rate
- 12.99% p.a.
- Cash advance rate
- 25.99% p.a.
- Complimentary travel insurance
- Yes
- Purchase protection
- No
Points are valued at BankMate's cents-per-point assumptions. Net figures deduct the first-year fee only. Compare all credit cards · Card report
Notes on HSBC credit cards
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