A $399 annual fee and a 19.99% p.a. purchase rate as of 18 September 2026. The fee ranks 91st lowest of 100 cards tracked by BankMate. There is no sign-up bonus on offer.
$399annual fee
1.5 Qantas Frequent Flyer pts per $ · 19.99% p.a. purchases · up to 55 interest-free days
Annual fee over time
Annual fee- HSBC Premier World Mastercard Qantas
Changes
No changes recorded for this product since tracking began on 10 September 2026.
Fees
- Annual fee
- $399
- First-year fee
- $0
- Additional cardholder
- Free
- Foreign transaction fee
- 3%
- Late payment fee
- $30
Earning
- Rewards program
- Qantas Frequent Flyer
- Base earn rate
- 1.5 Qantas Frequent Flyer pts per $
Interest
- Purchase rate
- 19.99% p.a.
- Cash advance rate
- 21.99% p.a.
- Interest-free days
- Up to 55
- Balance transfer
- 0.00% for 12 months, then 0.00%
Perks
- Airport lounges
- Domestic
- Complimentary travel insurance
- Yes
- Purchase protection
- Yes
- Concierge
- No
- Network
- Mastercard
Eligibility
- Minimum income
- $75,000 a year
- Minimum credit limit
- $10,000
- Maximum credit limit
- $500,000
About this product
Be rewarded for being an HSBC Premier customer. Earn Qantas Points on your everyday spend to redeem for flights, hotels, shopping, gift cards and more.