HSBC · Earn 1 Star Alliance Point per $1 spent on eligible purchases, up to $3,000 per statement period and 0.5 Star Alliance points per $1 spent on eligible purchases thereafter. The earning of Star Alliance Points is uncapped. · Credit card
LiveHSBC Star Alliance Credit Card
A $499 annual fee and a 19.99% p.a. purchase rate as of 18 September 2026. The fee ranks 99th lowest of 100 cards tracked by BankMate. There is no sign-up bonus on offer.
0.5 Earn 1 Star Alliance Point per $1 spent on eligible purchases, up to $3,000 per statement period and 0.5 Star Alliance points per $1 spent on eligible purchases thereafter. The earning of Star Alliance Points is uncapped. pts per $ · 19.99% p.a. purchases · up to 55 interest-free days
Annual fee over time
Annual fee- HSBC Star Alliance Credit Card
Changes
No changes recorded for this product since tracking began on 10 September 2026.
Fees
- Annual fee
- $499
- First-year fee
- $0
- Additional cardholder
- Free
- Foreign transaction fee
- 3%
- Late payment fee
- $30
Earning
- Rewards program
- Earn 1 Star Alliance Point per $1 spent on eligible purchases, up to $3,000 per statement period and 0.5 Star Alliance points per $1 spent on eligible purchases thereafter. The earning of Star Alliance Points is uncapped.
- Base earn rate
- 0.5 Earn 1 Star Alliance Point per $1 spent on eligible purchases, up to $3,000 per statement period and 0.5 Star Alliance points per $1 spent on eligible purchases thereafter. The earning of Star Alliance Points is uncapped. pts per $
Interest
- Purchase rate
- 19.99% p.a.
- Cash advance rate
- 21.99% p.a.
- Interest-free days
- Up to 55
- Balance transfer
- 0.00% for 12 months, then 0.00%
Perks
- Complimentary travel insurance
- Yes
- Purchase protection
- Yes
- Concierge
- No
- Network
- Visa
Eligibility
- Minimum income
- $75,000 a year
- Minimum credit limit
- $6,000
- Maximum credit limit
- $500,000
About this product
The HSBC Star Alliance Credit Card allows you to fast track to Star Alliance Gold Status in year one of your account when you spend $4,000 or more on eligible purchases in the first 90 days from account opening. Earn uncapped Star Alliance Points to convert into award miles or points in your chosen Frequent Flyer Program of a participating Star Alliance member airline.