The QBANK Term Deposit 3 Month pays up to 4.90% p.a. as of 18 September 2026, over a 3-month term, 43rd of 369 3-month deposits tracked by BankMate. Interest is paid at maturity or monthly, from a $2,000 deposit. Its rates last changed on 21 August 2026.
4.90%p.a. · 3 months
interest at maturity or monthly; from $2,000
Early withdrawal is not allowed.
Rates over time
Best rate per term- 3 months
- RBA cash rate
- Market average · 12-month deposits
Changes
2 changes since 9 Apr 2026- Term Deposit 3 Month · 12 terms up 0.05+0.05
- 3-month 4.85 → 4.90
- 3-month 4.70 → 4.75
- 3-month 4.70 → 4.75
- 3-month 4.65 → 4.70
- 3-month 4.50 → 4.55
- 3-month 4.50 → 4.55
- 3-month 4.45 → 4.50
- 3-month 4.30 → 4.35
- 3-month 4.30 → 4.35
- 3-month 4.25 → 4.30
- 3-month 4.10 → 4.15
- 3-month 4.10 → 4.15
- Term Deposit 3 Month · 12 terms up 0.156 days after the RBA rise to 4.35%+0.15
- 3-month 4.70 → 4.85
- 3-month 4.55 → 4.70
- 3-month 4.55 → 4.70
- 3-month 4.50 → 4.65
- 3-month 4.35 → 4.50
- 3-month 4.35 → 4.50
- 3-month 4.30 → 4.45
- 3-month 4.15 → 4.30
- 3-month 4.15 → 4.30
- 3-month 4.10 → 4.25
- 3-month 3.95 → 4.10
- 3-month 3.95 → 4.10
Rates by term
Ranked within each term- 3 months
- 4.90% · #43 of 369 3-month deposits
Deposit
- Minimum deposit
- $2,000
- Maximum deposit
- $9,999,999
Interest
- Paid
- At maturity or Monthly
- Compounding
- monthly
Early withdrawal
- Before maturity
- Not allowed
About this product
A great way to grow your money safely and securely.