QBANK term deposits
QBANK has one term deposit that BankMate tracks, with 20 options: eight terms from 3 months to 5 years, interest paid at maturity, monthly or annually.
Term deposit · 8 terms
Term Deposit
5.45%p.a. · 1 year
interest at maturity or monthly or annually; from $2,000
13th of 401 12-month deposits
Rates by term and how interest is paid
- At maturity5.00%
- Monthly4.85%
- Annually–
- Terms
- 3 months to 5 years
- Minimum deposit
- $2,000
- Maximum deposit
- $9,999,999
- To break it early
- 31 days' notice
- 3 months
- 5.00% · #21 of 164 3-month deposits
- 6 months
- 5.30% · #10 of 180 6-month deposits
- 9 months
- 5.40% · #1 of 149 9-month deposits
- 1 year
- 5.45% · #13 of 401 12-month deposits
- 2 years
- 4.90% · #100 of 255 24-month deposits
- 3 years
- 4.25% · #112 of 221 36-month deposits
- 4 years
- 4.25% · #45 of 125 48-month deposits
- 5 years
- 4.25% · #43 of 124 60-month deposits
- Minimum deposit
- $2,000
- Maximum deposit
- $9,999,999
- Paid
- At maturity or Monthly or Annually
- Compounding
- daily
- Notice
- 31 days' notice
- Before maturity
- If you withdraw your Term Deposit before maturity, you may need to give us 31 days' notice. Early redemption fees apply which includes an interest rate reduction. … Term Deposit Early Redemption Fee … Interest Rate Reduction: 0 to less than 20% 60% … 20% to less than 40% 50% … 40% to less than 60% 40% … 60% to less than 80% 30% … 80% to less than 100% 20%
- Read from
- QBANK's own site, 28 October 2026
October 20262 changes
- 27Tue
- 8 terms up 0.2027 days after the RBA rise to 4.60%+0.20
3-month, paid at maturity 4.40 4.60 +0.20 3-month, paid monthly 4.25 4.45 +0.20 6-month, paid at maturity 4.70 4.90 +0.20 6-month, paid monthly 4.55 4.75 +0.20 9-month, paid at maturity 4.80 5.00 +0.20 9-month, paid monthly 4.65 4.85 +0.20 12-month, paid at maturity 4.85 5.05 +0.20 12-month, paid monthly 4.70 4.90 +0.20 24-month, paid monthly 4.15 4.35 +0.20 24-month, paid at maturity or annually 4.30 4.50 +0.20 36-month, paid monthly 3.50 3.70 +0.20 36-month, paid at maturity or annually 3.65 3.85 +0.20 48-month, paid at maturity or annually 3.65 3.85 +0.20 48-month, paid monthly 3.50 3.70 +0.20 60-month, paid at maturity or annually 3.65 3.85 +0.20 60-month, paid monthly 3.50 3.70 +0.20
- 8Thu
- 8 terms up 0.108 days after the RBA rise to 4.60%+0.10
3-month, paid at maturity, from $2,000 4.30 4.40 +0.10 3-month, paid at maturity, from $100,000 4.70 4.80 +0.10 3-month, paid at maturity, from $250,000 4.90 5.00 +0.10 3-month, paid monthly, from $2,000 4.15 4.25 +0.10 3-month, paid monthly, from $100,000 4.55 4.65 +0.10 3-month, paid monthly, from $250,000 4.75 4.85 +0.10 6-month, paid at maturity, from $2,000 4.60 4.70 +0.10 6-month, paid at maturity, from $100,000 5.00 5.10 +0.10 6-month, paid at maturity, from $250,000 5.20 5.30 +0.10 6-month, paid monthly, from $2,000 4.45 4.55 +0.10 6-month, paid monthly, from $100,000 4.85 4.95 +0.10 6-month, paid monthly, from $250,000 5.05 5.15 +0.10 9-month, paid at maturity, from $2,000 4.70 4.80 +0.10 9-month, paid at maturity, from $100,000 5.10 5.20 +0.10 9-month, paid at maturity, from $250,000 5.30 5.40 +0.10 9-month, paid monthly, from $2,000 4.55 4.65 +0.10 9-month, paid monthly, from $100,000 4.95 5.05 +0.10 9-month, paid monthly, from $250,000 5.15 5.25 +0.10 12-month, paid at maturity, from $2,000 4.75 4.85 +0.10 12-month, paid at maturity, from $100,000 5.15 5.25 +0.10 12-month, paid at maturity, from $250,000 5.35 5.45 +0.10 12-month, paid monthly, from $2,000 4.60 4.70 +0.10 12-month, paid monthly, from $100,000 5.00 5.10 +0.10 12-month, paid monthly, from $250,000 5.20 5.30 +0.10 24-month, paid monthly, from $2,000 4.05 4.15 +0.10 24-month, paid monthly, from $100,000 4.45 4.55 +0.10 24-month, paid monthly, from $250,000 4.65 4.75 +0.10 24-month, paid at maturity or annually, from $2,000 4.20 4.30 +0.10 24-month, paid at maturity or annually, from $100,000 4.60 4.70 +0.10 24-month, paid at maturity or annually, from $250,000 4.80 4.90 +0.10 36-month, paid at maturity or annually, from $100,000 3.95 4.05 +0.10 36-month, paid at maturity or annually, from $250,000 4.15 4.25 +0.10 36-month, paid monthly, from $2,000 3.40 3.50 +0.10 36-month, paid monthly, from $100,000 3.80 3.90 +0.10 36-month, paid monthly, from $250,000 4.00 4.10 +0.10 36-month, paid at maturity or annually, from $2,000 3.55 3.65 +0.10 48-month, paid at maturity or annually, from $2,000 3.55 3.65 +0.10 48-month, paid at maturity or annually, from $100,000 3.95 4.05 +0.10 48-month, paid monthly, from $2,000 3.40 3.50 +0.10 48-month, paid monthly, from $100,000 3.80 3.90 +0.10 48-month, paid monthly, from $250,000 4.00 4.10 +0.10 48-month, paid at maturity or annually, from $250,000 4.15 4.25 +0.10 60-month, paid at maturity or annually, from $2,000 3.55 3.65 +0.10 60-month, paid at maturity or annually, from $100,000 3.95 4.05 +0.10 60-month, paid monthly, from $2,000 3.40 3.50 +0.10 60-month, paid monthly, from $100,000 3.80 3.90 +0.10 60-month, paid monthly, from $250,000 4.00 4.10 +0.10 60-month, paid at maturity or annually, from $250,000 4.15 4.25 +0.10
August 20262 changes
- 22Sat
- 12-month up 0.10+0.10
12-month, paid at maturity, from $2,000 4.65 4.75 +0.10 12-month, paid at maturity, from $100,000 5.05 5.15 +0.10 12-month, paid at maturity, from $250,000 5.25 5.35 +0.10 12-month, paid monthly, from $2,000 4.50 4.60 +0.10 12-month, paid monthly, from $100,000 4.90 5.00 +0.10 12-month, paid monthly, from $250,000 5.10 5.20 +0.10
- 21Fri
- 3 terms moved in both directions−0.10 to +0.10
3-month, paid at maturity, from $2,000 4.25 4.30 +0.05 3-month, paid at maturity, from $100,000 4.65 4.70 +0.05 3-month, paid at maturity, from $250,000 4.85 4.90 +0.05 3-month, paid monthly, from $2,000 4.10 4.15 +0.05 3-month, paid monthly, from $100,000 4.50 4.55 +0.05 3-month, paid monthly, from $250,000 4.70 4.75 +0.05 6-month, paid at maturity, from $2,000 4.50 4.60 +0.10 6-month, paid at maturity, from $100,000 4.90 5.00 +0.10 6-month, paid at maturity, from $250,000 5.10 5.20 +0.10 6-month, paid monthly, from $2,000 4.35 4.45 +0.10 6-month, paid monthly, from $100,000 4.75 4.85 +0.10 6-month, paid monthly, from $250,000 4.95 5.05 +0.10 9-month, paid at maturity, from $2,000 4.80 4.70 −0.10 9-month, paid at maturity, from $100,000 5.20 5.10 −0.10 9-month, paid at maturity, from $250,000 5.40 5.30 −0.10 9-month, paid monthly, from $2,000 4.65 4.55 −0.10 9-month, paid monthly, from $100,000 5.05 4.95 −0.10 9-month, paid monthly, from $250,000 5.25 5.15 −0.10
May 20261 change
- 12Tue
- 5 terms up 0.15 to 0.206 days after the RBA rise to 4.35%+0.15 to +0.20
3-month, paid at maturity, from $2,000 4.10 4.25 +0.15 3-month, paid at maturity, from $100,000 4.50 4.65 +0.15 3-month, paid at maturity, from $250,000 4.70 4.85 +0.15 3-month, paid monthly, from $2,000 3.95 4.10 +0.15 3-month, paid monthly, from $100,000 4.35 4.50 +0.15 3-month, paid monthly, from $250,000 4.55 4.70 +0.15 6-month, paid at maturity, from $2,000 4.35 4.50 +0.15 6-month, paid at maturity, from $100,000 4.75 4.90 +0.15 6-month, paid at maturity, from $250,000 4.95 5.10 +0.15 6-month, paid monthly, from $2,000 4.20 4.35 +0.15 6-month, paid monthly, from $100,000 4.60 4.75 +0.15 6-month, paid monthly, from $250,000 4.80 4.95 +0.15 9-month, paid at maturity, from $2,000 4.60 4.80 +0.20 9-month, paid at maturity, from $100,000 5.00 5.20 +0.20 9-month, paid at maturity, from $250,000 5.20 5.40 +0.20 9-month, paid monthly, from $2,000 4.45 4.65 +0.20 9-month, paid monthly, from $100,000 4.85 5.05 +0.20 9-month, paid monthly, from $250,000 5.05 5.25 +0.20 12-month, paid at maturity, from $2,000 4.50 4.65 +0.15 12-month, paid at maturity, from $100,000 4.90 5.05 +0.15 12-month, paid at maturity, from $250,000 5.10 5.25 +0.15 12-month, paid monthly, from $2,000 4.35 4.50 +0.15 12-month, paid monthly, from $100,000 4.75 4.90 +0.15 12-month, paid monthly, from $250,000 4.95 5.10 +0.15 24-month, paid monthly, from $2,000 3.90 4.05 +0.15 24-month, paid monthly, from $100,000 4.30 4.45 +0.15 24-month, paid monthly, from $250,000 4.50 4.65 +0.15 24-month, paid at maturity or annually, from $2,000 4.05 4.20 +0.15 24-month, paid at maturity or annually, from $100,000 4.45 4.60 +0.15 24-month, paid at maturity or annually, from $250,000 4.65 4.80 +0.15
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Notes on QBANK term deposits
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As of 1 November 2026, QBANK has one term deposit product tracked by BankMate, over eight terms from 3 months to 5 years. Its highest rate is 5.45% p.a. on the Term Deposit for 1 year, 13th of 401 12-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 27 October 2026. From the provider's Consumer Data Right feed, refreshed nightly.