The SWSbank 12 Month Term Deposit pays up to 5.00% p.a. as of 18 September 2026, over a 12-month term, 203rd of 590 12-month deposits tracked by BankMate. Interest is paid quarterly or at maturity or monthly, from a $500 deposit.
5.00%p.a. · 1 year
interest quarterly or at maturity or monthly; from $500
Early withdrawal is not allowed.
Rates over time
Best rate per term- 1 year
- RBA cash rate
- Market average · 12-month deposits
Changes
No changes recorded for this product since tracking began on 12 May 2026.
Rates by term
Ranked within each term- 1 year
- 5.00% · #203 of 590 12-month deposits
Deposit
- Minimum deposit
- $500
- Maximum deposit
- $10,000,000
Interest
- Paid
- Quarterly or At maturity or Monthly
- Compounding
- monthly
Early withdrawal
- Before maturity
- Not allowed