As of 18 September 2026, SWSbank has five term deposit products tracked by BankMate, over five terms from 3 months to 2 years. Its highest rate is 5.00% p.a. on the 12 Month Term Deposit for 1 year, 203rd of 590 12-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 11 June 2026.
- Best rate
- 5.00%
- 1 year · 12 Month Term Deposit
- Market rank
- #203
- of 590 12-month deposits
- Terms
- 5
- 5 products
- Last change
- 11 June 2026
- 1 change on record
Rates over time
Best 12-month rate per product- RBA cash rate
- Market average · 12-month deposits
What changed
1 change since 12 May 2026Term deposits
Best rate per product, by term · ranked within each term- 5.00%#203 of 590
1 year
- 1 year
- 5.00% · #203 of 590
- Minimum deposit
- $500
- Maximum deposit
- $10,000,000
- Interest paid
- Quarterly or At maturity or Monthly
- Early withdrawal
- Not allowed
- 4.80%#133 of 394
2 years
- 2 years
- 4.80% · #133 of 394
- Minimum deposit
- $500
- Maximum deposit
- $9,999,999
- Interest paid
- Annually or Monthly
- Early withdrawal
- Not allowed
- 3.65%#366 of 500
9 months
- 9 months
- 3.65% · #366 of 500
- Minimum deposit
- $500
- Maximum deposit
- $9,999,999
- Interest paid
- Monthly or At maturity
- Early withdrawal
- Not allowed
- 3.50%#463 of 547
6 months
- 6 months
- 3.50% · #463 of 547
- Minimum deposit
- $500
- Maximum deposit
- $9,999,999
- Interest paid
- Monthly or At maturity
- Early withdrawal
- Not allowed
- 3.35%#291 of 369
3 months
- 3 months
- 3.35% · #291 of 369
- Minimum deposit
- $500
- Maximum deposit
- $9,999,999
- Interest paid
- Monthly or At maturity
- Early withdrawal
- Not allowed
Rank compares deposits within the same headline term, as the Term deposit report does. Compare all term deposits
Notes on SWSbank term deposits
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