SWSbank term deposits
SWSbank has one term deposit that BankMate tracks, with 11 options: five terms from 3 months to 2 years, interest paid at maturity, monthly, quarterly or annually.
Term deposit · 5 terms
Term Deposit
5.00%p.a. · 1 year
interest quarterly or at maturity or monthly or annually; from $500
176th of 401 12-month deposits
Rates by term and how interest is paid
- At maturity3.35%
- Monthly3.35%
- Quarterly–
- Annually–
- Terms
- 3 months to 2 years
- Minimum deposit
- $500
- Maximum deposit
- $10,000,000
- To break it early
- 7 days' notice
- 3 months
- 3.35% · #112 of 164 3-month deposits
- 6 months
- 3.50% · #136 of 180 6-month deposits
- 9 months
- 3.65% · #115 of 149 9-month deposits
- 1 year
- 5.00% · #176 of 401 12-month deposits
- 2 years
- 4.80% · #117 of 255 24-month deposits
- Minimum deposit
- $500
- Maximum deposit
- $10,000,000
- Paid
- Quarterly or At maturity or Monthly or Annually
- Compounding
- daily
- Notice
- 7 days' notice
- Before maturity
- Withdrawal only at maturity. We may allow early withdrawal at our absolute discretion (e.g.: in cases of hardship or special need) or on receipt of 7 days notice prior to the intent of early withdrawal. We may also reduce the interest or charge a fee.
- Read from
- SWSbank's own site, 28 October 2026
June 20261 change
- 11Thu
- 24-month, paid monthly or annually: 5.25 → 4.80−0.45
Notes on SWSbank term deposits
to leave a note.
As of 1 November 2026, SWSbank has one term deposit product tracked by BankMate, over five terms from 3 months to 2 years. Its highest rate is 5.00% p.a. on the Term Deposit for 1 year, 176th of 401 12-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 11 June 2026. From the provider's Consumer Data Right feed, refreshed nightly.