SWSbank personal loans
5 personal loans. Comparison rate · ranked within unsecured or secured loans.
Unsecured · 1
comparison · from 12.95% advertised
- Advertised rate
- from 12.95% p.a.
- Comparison rate
- 12.95% p.a.
- Rate type
- Variable
- Application fee
- None
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $500 – $30,000
- Loan term
- Up to 5 years
Secured · 4
Secured · variable · car loan · no fees
5.79%1st of 98comparison · from 5.79% advertised
- Advertised rate
- from 5.79% p.a.
- Comparison rate
- 5.79% p.a.
- Rate type
- Variable
- Application fee
- None
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $1,000 – $200,000
- Loan term
- Up to 5 years
comparison · from 5.99% advertised
- Advertised rate
- from 5.99% p.a.
- Comparison rate
- 5.99% p.a.
- Rate type
- Fixed
- Application fee
- None
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $1,000 – $200,000
- Loan term
- Up to 7 years
Secured · variable · car loan · no fees
6.00%5th of 98comparison · from 6.00% advertised
- Advertised rate
- from 6.00% p.a.
- Comparison rate
- 6.00% p.a.
- Rate type
- Variable
- Application fee
- None
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $1,000 – $200,000
- Loan term
- Up to 7 years
comparison · from 8.50% advertised
- Advertised rate
- from 8.50% p.a.
- Comparison rate
- 8.50% p.a.
- Rate type
- Variable
- Application fee
- None
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $500 – $200,000
- Extra repayments
- Yes
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
No changes recorded for SWSbank's personal loans since tracking began on 26 September 2026.
Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Compare personal loans · Personal loan report
Notes on SWSbank personal loans
to leave a note.
As of 23 October 2026, SWSbank has five personal loans tracked by BankMate, one unsecured and four secured. Its lowest comparison rate is 12.95% on the Unsecured Personal Loan (unsecured · variable · any purpose), ranking 70th of 84 unsecured loans and sitting 2.32 points above the unsecured market average of 10.63%. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. From the provider's Consumer Data Right feed, refreshed nightly.