SWSbank home loans
4 home loans with 9 options: variable or fixed from 1 to 3 years, for owner-occupiers or investors, paying principal and interest or interest only. Headline variant: owner-occupier · P&I · ≤80% LVR · comparison rate.
- Standard Variable Rate Home LoanOffset account · redraw · no ongoing fee6.10%
- Investment Standard Variable Home LoanOffset account · redraw · no ongoing fee–
- Investment Home Loan - Interest OnlyOffset account · redraw · no ongoing fee–
- Optimum Fixed Rate Home LoanRedraw · no ongoing fee–
The lowest rate for each choice: the comparison rate where the lender publishes one, else the advertised rate. Every variant is on the loan's own page.
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
No changes recorded for SWSbank's home loans since tracking began on 26 October 2026.
Investor, interest-only and other LVR-band variants sit behind each product; ranks are within the variant's own cohort. Compare home loans · Home loan report
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As of 1 November 2026, SWSbank has four home loan products in 9 variants tracked by BankMate. Its lowest comparison rate for an owner-occupier paying principal and interest on a variable loan is 6.10% (Standard Variable Rate Home Loan), ranking 2nd of 93 variable owner-occupier P&I loans and sitting 0.48 points below the market average of 6.58%. From the provider's Consumer Data Right feed, refreshed nightly.