Home loan · Variable
Investment Standard Variable Home Loan
6.40%comparison rate p.a. · 6.40% advertised
Variable · P&I · Investor
6th of 85 variable investor P&I loans
Comparison rates are based on a secured loan of $150,000 over 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- None
- Variable · P&I · Investor
- 6.40% comparison · 6.40% advertised
- Application fee
- None
- Ongoing fee
- None
- Discharge fee
- None
- Redraw fee
- None
- Offset account
- Yes
- Redraw
- Yes
- Extra repayments
- Yes
- Portable
- No
- Repayment holiday
- No
- Investment Standard Variable Home Loan · Variable · P&I · Investor
- RBA cash rate
No changes recorded for this product since tracking began on 26 October 2026.
Also from SWSbank: Standard Variable Rate Home Loan 6.10% · Optimum Fixed Rate Home Loan 6.16% · Investment Home Loan - Interest Only 6.40%
As of 1 November 2026, the SWSbank Investment Standard Variable Home Loan's variable investor P&I variant has a comparison rate of 6.40% (6.40% advertised), ranking 6th of 85 variable investor P&I loans. From the provider's Consumer Data Right feed, refreshed nightly.