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People First Bank · No rewards · Credit card
LiveVisa Credit Card
A $59 annual fee and a 12.95% p.a. purchase rate as of 24 September 2026. The fee ranks 25th lowest of 116 cards tracked by BankMate. There is no sign-up bonus on offer.
Annual fee over time
Annual fee- Visa Credit Card
Changes
No changes recorded for this product since tracking began on 24 September 2026.
Fees
- Annual fee
- $59
- Additional cardholder
- Free
- Foreign transaction fee
- None
Earning
- Rewards program
- None
Interest
- Purchase rate
- 12.95% p.a.
- Cash advance rate
- 12.95% p.a.
- Interest-free days
- Up to 62
- Balance transfer
- 2.99% for 6 months
Perks
- Complimentary travel insurance
- No
- Purchase protection
- No
- Concierge
- No
- Network
- Visa
Eligibility
- Minimum credit limit
- $1,000
About this product
The People's Choice Credit Union Visa Credit card offers you the flexibility of more interest free days than most other cards. You can use it for anything from day to day purchases to paying bills or even withdrawing cash.