People First Bank
10 products in 6 types
Same group as Heritage Bank
Where it ranks
Its highest ranked product in each type. Click a row for every People First Bank product of that type.
- Savings accounts· 1 accountHighest rankedDream FundTotal rate, conditions met5.55%5.55%17th of 151Total rate, conditions met · 17th of 151See it
- Credit cards· 1 cardHighest ranked—Ranked by bonus net of first-year fee · of 66 bonus cards——Ranked by bonus net of first-year fee · of 66 bonus cardsSee it
- Home loans· 4 loansHighest rankedBasic Variable Home LoanHeadline variant: owner-occupier · P&I · ≤80% LVR · comparison rate6.35%*6.35%*23rd of 93Headline variant: owner-occupier · P&I · ≤80% LVR · comparison rate · 23rd of 93See all 4
- Term deposits· 1 depositHighest rankedTerm DepositHighest rate per product, by term5.45%5.45%1st of 92Highest rate per product, by term · 1st of 92See it
- Personal loans· 2 loansHighest rankedUnsecured Personal LoanComparison rate10.73%*10.73%*48th of 84Comparison rate · 48th of 84See all 2
- Everyday accounts· 1 accountHighest rankedEveryday AccountBank fees a year overseas · among accounts open to adultsNot publishedNot publishedBank fees a year overseas · among accounts open to adultsSee it
Comparison rates are based on a secured loan of $150,000 over 25 years for home loans, and a loan of $30,000 over 5 years, secured or unsecured as each loan is, for personal loans. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Notes on People First Bank
to leave a note.
About these figures
As of 2 November 2026, People First Bank has 10 products across six of the 13 pillars BankMate tracks: 1 savings account, 1 credit card, 4 home loans, 1 term deposit, 2 personal loans and 1 everyday account. Its highest-placed product is Term Deposit at 5.45% p.a. for 7 months, 1st of 92 7-month deposits. Its rates last moved on 13 October 2026.