Heritage Bank
6 products in 3 pillarsas of 8 October 2026
Part of People First Bank
- Savings3 accountsSavings · 3Youth Target Bonus AccountTotal rate, conditions met · ranked among 152 accounts4.25%101st of 152No change on record
- Term deposits1 depositTerm deposits · 1Term DepositHighest rate per product, by term · ranked within each term5.45%1st of 92Last moved 23 Sep
- Personal loans2 loansPersonal loans · 2Standard Personal Loan FixedComparison rate · ranked within unsecured or secured loans9.35%*29th of 84No change on record
No credit cards, home loans, superannuation, share trading or crypto exchange that BankMate tracks.
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Recent changes
No changes on record for Heritage Bank's savings accounts or personal loans.
Tracked since 9 April 2026. Our own corrections of a misread figure aren't shown.
Notes on Heritage Bank
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As of 8 October 2026, Heritage Bank has 6 products across three of the 8 pillars BankMate tracks: 3 savings accounts, 1 term deposit and 2 personal loans. Its highest-placed product is Term Deposit at 5.45% p.a. for 7 months, 1st of 92 7-month deposits. Its rates last moved on 23 September 2026. Rates and fees from the provider's Consumer Data Right feed, refreshed nightly.