Heritage Bank everyday accounts
1 everyday account. Bank fees a year overseas · among accounts open to adults.
- Simply Access Transaction Account
No monthly fee · 3% overseas · ATM overseas: $5 bank fee
$206=24th of 46a year in bank fees overseas
- Bank fees a year overseas
- $206
- Fee on a purchase in another currency
- 3%
- Overseas ATM, the bank’s own fee
- $5 bank fee
- Monthly fee
- None
- Card
- Visa debit
- Phone and watch payments
- Apple Pay, Google Pay, Samsung Pay, Garmin Pay
- PayID
- Yes
- Open to
- Any age
- Government guarantee
- Up to $250,000, as a bank
This is the bank’s own fee. The ATM’s owner may charge its own fee on top, which banks don’t publish, so it isn’t counted.
No changes recorded for Heritage Bank's everyday accounts since tracking began on 14 October 2026.
Notes on Heritage Bank everyday accounts
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As of 23 October 2026, Heritage Bank offers one everyday account tracked by BankMate. On a year of $5,000 spent in other currencies, four $300 withdrawals at overseas ATMs and $2,000 paid in each month, it costs $206 a year in bank fees, joint 24th of 46 among everyday accounts open to adults. Fees were last confirmed from its Open Banking feed on 23 Oct 2026. From the provider's Consumer Data Right feed, refreshed nightly.