Heritage Bank personal loans
2 personal loans. Comparison rate · ranked within unsecured or secured loans.
Unsecured · 1
Unsecured · fixed · any purpose · $250 application
9.35%29th of 84comparison · from 8.99% advertised
- Advertised rate
- from 8.99% p.a.
- Comparison rate
- 9.35% p.a.
- Rate type
- Fixed
- Application fee
- $250
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $5,000 – $50,000
- Loan term
- 1 year to 7 years
Secured · 1
comparison · from 6.49% advertised
- Advertised rate
- from 6.49% p.a.
- Comparison rate
- 6.84% p.a.
- Rate type
- Fixed
- Application fee
- $250
- Monthly fee
- None
- Annual fee
- None
- Early repayment fee
- None
- Loan amount
- $20,000 – $100,000
- Loan term
- 1 year to 7 years
Comparison rates are based on a loan of $30,000 over 5 years, secured or unsecured as each loan is. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
No changes recorded for Heritage Bank's personal loans since tracking began on 12 September 2026.
Lenders publish the lowest rate in their range; the rate offered depends on the applicant. Compare personal loans · Personal loan report
Notes on Heritage Bank personal loans
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As of 8 October 2026, Heritage Bank has two personal loans tracked by BankMate, one unsecured and one secured. Its lowest comparison rate is 9.35% on the Standard Personal Loan Fixed (unsecured · fixed · any purpose), ranking 29th of 84 unsecured loans and sitting 1.24 points below the unsecured market average of 10.59%. Lenders publish the lowest rate in their range; the rate offered depends on the applicant. From the provider's Consumer Data Right feed, refreshed nightly.