People First Bank savings accounts

Dream Fund pays . It’s open to anyone who does .

The account· ranked among 151

Compare all 151 accounts

Debit
Everyday AccountNo monthly fee
3%on spending overseas
Not publishedat an overseas ATM
Go to site

Overseas ATM: this is the bank’s own fee. The ATM’s owner may charge its own fee on top, which banks don’t publish, so it isn’t counted.

Compare everyday accounts beyond People First Bank

  • Dream Fund
  • RBA cash rate
  • Market average
4.004.505.005.50MarMayJulSepToday5.55

October 20261 change

  1. 1Thu
    • Dream Fund5.15 → 5.55Bonus rate 5.14% → 5.54% · a day after the RBA rise to 4.60%
      +0.40

September 20261 change

  1. 23Wed
    • Dream Fund4.75 → 5.15Bonus rate 4.74% → 5.14%
      +0.40

April 20261 change

  1. 1Wed
    • Dream Fund4.50 → 4.75Bonus rate 4.49% → 4.74% · 14 days after the RBA rise to 4.10%
      +0.25

Notes from savers

to leave a note.

As of 1 November 2026, People First Bank has one savings account tracked by BankMate. It pays 5.55% p.a. total, which ranks 17th of 151 accounts and sits 1.18 points above the market average of 4.37%. Its rates last changed on 1 October 2026. From People First Bank's Consumer Data Right feed, refreshed nightly. Total rate is base plus bonus, with every monthly condition met. Compare savings accounts ·