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Bank profile · Term deposits

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People First Bank term deposits

People First Bank also offers savings accounts, home loans and personal loans · Provider overview →

As of 18 September 2026, People First Bank has one term deposit product tracked by BankMate, over 14 terms from 3 months to 5 years. Its highest rate is 5.35% p.a. on the Term Deposit for 7 months, 3rd of 547 6-month deposits — a term deposit rate means nothing without its term, so each deposit is ranked only against others of the same term. Its rates last changed on 16 September 2026.

Best rate
5.35%
7 months · Term Deposit
Market rank
#3
of 547 6-month deposits
Terms
14
1 product
Last change
16 Sept 2026
4 changes on record

Rates over time

Best 12-month rate per product
  • Term Deposit
  • RBA cash rate
  • Market average · 12-month deposits
4.004.505.005.50MayJunJulAugToday5.20

What changed

4 changes since 9 Apr 2026
  1. Term Deposit · 9 terms up 0.10
    +0.10
  2. Term Deposit · 3 terms moved in both directions
    mixed
  3. Term Deposit · 4 terms moved in both directions
    mixed
  4. Term Deposit · 2 terms up 0.1023 days after the RBA rise to 4.35%
    +0.10

Term deposits

Best rate per product, by term · ranked within each term
  • interest annually or monthly or quarterly · from $0 · 14 terms

    3 mo 4.85%6 mo 5.35%9 mo 5.10%1 yr 5.20%2 yr 4.75%3 yr 4.75%5 yr 4.75%4 yr 4.75%
    5.35%#3 of 547

Rank compares deposits within the same headline term, as the Term deposit report does. Compare all term deposits

Notes on People First Bank term deposits

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