People First Bank

Every change at People First Bank

15 changes since 1 March 2026 · our own corrections of a misread figure aren’t shown

October 20268 changes

13Tue

Home loansBasic Variable Investment Loan3 variants up 0.24 to 0.2513 days after the RBA rise to 4.60%
All Variable · P&I · Investor
≤70% LVR 6.15 6.40 +0.25
70–80% LVR 6.25 6.49 +0.24
80–90% LVR 6.64 6.89 +0.25
+0.24 to +0.25

Home loansFixed Home Loan10 variants up 0.14 to 0.2213 days after the RBA rise to 4.60%

All P&I · Owner-occupier

1yr Fixed · ≤80% LVR	6.14	→	6.36	+0.22
5yr Fixed · ≤80% LVR	6.29	→	6.43	+0.14
4yr Fixed · ≤80% LVR	6.26	→	6.42	+0.16
3yr Fixed · ≤80% LVR	6.22	→	6.40	+0.18
2yr Fixed · ≤80% LVR	6.18	→	6.38	+0.20
1yr Fixed · 80–95% LVR	6.18	→	6.40	+0.22
2yr Fixed · 80–95% LVR	6.26	→	6.46	+0.20
3yr Fixed · 80–95% LVR	6.34	→	6.52	+0.18
4yr Fixed · 80–95% LVR	6.41	→	6.57	+0.16
5yr Fixed · 80–95% LVR	6.47	→	6.61	+0.14

+0.14 to +0.22

Home loansFixed Investment Loan - Interest Only5 variants up 0.14 to 0.2313 days after the RBA rise to 4.60%
All Interest Only · Investor · ≤80% LVR
1yr Fixed 6.31 6.54 +0.23
3yr Fixed 6.44 6.62 +0.18
5yr Fixed 6.55 6.69 +0.14
2yr Fixed 6.38 6.58 +0.20
4yr Fixed 6.50 6.66 +0.16
+0.14 to +0.23

Home loansFixed Investment Loan10 variants up 0.14 to 0.2313 days after the RBA rise to 4.60%

All P&I · Investor

1yr Fixed · ≤80% LVR	6.29	→	6.52	+0.23
2yr Fixed · ≤80% LVR	6.34	→	6.54	+0.20
4yr Fixed · ≤80% LVR	6.43	→	6.59	+0.16
5yr Fixed · ≤80% LVR	6.47	→	6.61	+0.14
3yr Fixed · ≤80% LVR	6.39	→	6.57	+0.18
1yr Fixed · 80–90% LVR	6.33	→	6.56	+0.23
4yr Fixed · 80–90% LVR	6.58	→	6.74	+0.16
5yr Fixed · 80–90% LVR	6.64	→	6.78	+0.14
2yr Fixed · 80–90% LVR	6.42	→	6.63	+0.21
3yr Fixed · 80–90% LVR	6.50	→	6.68	+0.18

+0.14 to +0.23

Home loansBasic Variable Investment Loan - Interest Only2 variants up 0.2513 days after the RBA rise to 4.60%
All Variable · Interest Only · Investor
≤70% LVR 6.27 6.52 +0.25
70–80% LVR 6.37 6.62 +0.25
+0.25
Home loansBasic Variable Home Loan3 variants up 0.2513 days after the RBA rise to 4.60%
All Variable · P&I · Owner-occupier
≤70% LVR 6.00 6.25 +0.25
70–80% LVR 6.10 6.35 +0.25
80–95% LVR 6.49 6.74 +0.25
+0.25

8Thu
- Home loansFixed Home Loan3-year fixed owner-occupier P&I 6.31 → 6.348 days after the RBA rise to 4.60%
  +0.03
1Thu
- Savings accountsDream Fund5.15 → 5.55Bonus rate 5.14% → 5.54% · a day after the RBA rise to 4.60%
  +0.40

September 20265 changes

23Wed

Savings accountsDream Fund4.75 → 5.15Bonus rate 4.74% → 5.14%
+0.40

Term depositsTerm Deposit5 terms up 0.10 to 0.50

7-month, paid at maturity	5.35	→	5.45	+0.10
24-month, paid monthly	4.65	→	5.13	+0.48
24-month, paid annually	4.75	→	5.25	+0.50
36-month, paid monthly	4.65	→	5.13	+0.48
36-month, paid annually	4.75	→	5.25	+0.50
48-month, paid monthly	4.65	→	5.13	+0.48
48-month, paid annually	4.75	→	5.25	+0.50
60-month, paid monthly	4.65	→	5.13	+0.48
60-month, paid annually	4.75	→	5.25	+0.50

+0.10 to +0.50

Home loansFixed Home Loan5 variants up 0.02 to 0.07
All P&I · Owner-occupier · 80–95% LVR
1yr Fixed 6.16 6.18 +0.02
2yr Fixed 6.20 6.26 +0.06
3yr Fixed 6.24 6.31 +0.07
4yr Fixed 6.35 6.41 +0.06
5yr Fixed 6.40 6.47 +0.07
+0.02 to +0.07
Home loansFixed Investment Loan - Interest Only5 variants up 0.02 to 0.07
All Interest Only · Investor · ≤80% LVR
1yr Fixed 6.29 6.31 +0.02
3yr Fixed 6.37 6.44 +0.07
5yr Fixed 6.48 6.55 +0.07
2yr Fixed 6.32 6.38 +0.06
4yr Fixed 6.44 6.50 +0.06
+0.02 to +0.07
Home loansFixed Investment Loan5 variants up 0.02 to 0.07
All P&I · Investor · 80–90% LVR
1yr Fixed 6.31 6.33 +0.02
4yr Fixed 6.52 6.58 +0.06
5yr Fixed 6.58 6.64 +0.06
2yr Fixed 6.36 6.42 +0.06
3yr Fixed 6.43 6.50 +0.07
+0.02 to +0.07

July 20261 change

31Fri
- Term depositsTerm Deposit2 terms moved in both directions
  7-month, paid at maturity 4.50 5.35 +0.85
  12-month, paid at maturity 5.25 5.20 −0.05
  12-month, paid monthly 5.13 5.08 −0.05
  −0.05 to +0.85

April 20261 change

1Wed
- Savings accountsDream Fund4.50 → 4.75Bonus rate 4.49% → 4.74% · 14 days after the RBA rise to 4.10%
  +0.25

No changes on record for People First Bank’s credit cards, personal loans, everyday accounts.